# PensionHunter research blog, with a summary of each article > Building the world's pension identification infrastructure. One section of https://pensionhunter.ai/llms-full.txt (every research blog article with its language, country, publication date and summary), written at build time from the same lines, so an agent can read only this part. Index of everything we publish: https://pensionhunter.ai/llms.txt ## Research blog 93 original, sourced articles on finding pensions left behind in another country. Every article cites named official authorities with the date each source was checked. Machine-readable index: https://pensionhunter.ai/sitemap-blog.xml - [GPFR: the free pension register for people who worked abroad](https://pensionhunter.ai/blog/free-pension-register-for-people-who-worked-abroad) (en-GB, Cross-border, published 2026-10-16). GPFR, the Global Pension Finding Register, is free for people who worked abroad: you add yourself once. As pension funds join, they check GPFR for former members they cannot reach. Nothing is shared unless you and the fund both say yes. - [Answers you can check: sourced, dated, and the free route first](https://pensionhunter.ai/blog/pension-answers-you-can-check) (en-GB, Cross-border, published 2026-10-16). Every fact we publish carries its source and the date we read it. Where a country runs an official free route, we show it first. And a check in our build now stops a fact without a stored source from reaching our country pages, our emails and our connector. - [Our new simpler homepage: one check, three choices, nothing else](https://pensionhunter.ai/blog/simpler-pensionhunter-homepage) (en-GB, Cross-border, published 2026-10-16). Our homepage now holds the essentials and nothing else: the headline, the free country check, how it works in three steps, three choices, trust, five questions and the footer. Everything else is one tap away in the menu. - [What our report adds to the free routes](https://pensionhunter.ai/blog/what-a-pensionhunter-report-adds) (en-GB, Cross-border, published 2026-10-16). Start with the free official routes. Our reports add the rest: workplace and state pensions in one place, research on renamed and acquired employers, deadlines flagged, and one clear report. On Enhanced and Global, our team of experts helps you until the end. - [Can I appeal a pension decision from another country, and how long do I have?](https://pensionhunter.ai/blog/appeal-a-pension-decision-from-another-country) (en-GB, Cross-border, published 2026-10-14). Yes, within a time limit each country sets, and the limits differ widely. Appeal windows for pension decisions from our deadline register, country by country, each with its official source and the date we checked it. - [Ask about pensions abroad in your own language](https://pensionhunter.ai/blog/ask-about-pensions-abroad-in-your-own-language) (en-GB, Cross-border, published 2026-10-14). Our free connector now answers in the language you write in. Our own sentences are translated from tables we publish; every sourced fact, number, date and institution's answer stays exactly as stored, with its source and read date. - [Can you combine pensions from different countries?](https://pensionhunter.ai/blog/can-you-combine-pensions-from-different-countries) (en-GB, Cross-border, published 2026-10-14). Not into one payment from one country. Agreements add your years together to decide whether you qualify, and each country then pays for its own periods. How each country works out its share, with sources and read dates. - [How do I check my pension record in a country I left?](https://pensionhunter.ai/blog/check-a-pension-record-in-a-country-you-left) (en-GB, Cross-border, published 2026-10-14). Through the institution that keeps that country's record, and some set a short time limit for correcting an entry once the statement arrives. What the time limits are, and where the routes from abroad stop, with sources and read dates. - [Free consulate packs: where a pension from the home country sits, for people living abroad](https://pensionhunter.ai/blog/consulate-packs-pensions-from-home) (en-GB, Cross-border, published 2026-10-14). We made a free one page PDF for each of the 20 largest migration corridors between the countries we research, for consulates and the people they serve. Each names the institution, where the free route stops for someone abroad, one dated deadline with its source, and our free check link. - [Do I lose my pension if I move to another country?](https://pensionhunter.ai/blog/do-i-lose-my-pension-if-i-move-to-another-country) (en-GB, Cross-border, published 2026-10-14). It depends on the country and the benefit. Some systems pay wherever you live, some stop or limit payment abroad, and some move money out of a fund once you have left. Examples from our own rows, each with its source and read date. - [Which Dutch pension funds are on the DNB register, and what does it say about them?](https://pensionhunter.ai/blog/dutch-pension-funds-on-the-dnb-register) (en-GB, Netherlands, published 2026-10-14). De Nederlandsche Bank keeps the official register of Dutch pension funds. It lists active funds only and gives each fund's statutory name, category, seat and identifiers, but no administrator and no members. We now publish a page per fund we hold, built from that fund's own register record. - [Put our free pension check on your site with one line of code](https://pensionhunter.ai/blog/embed-the-free-pension-check) (en-GB, Cross-border, published 2026-10-14). Sites for expats and the people who advise them can now embed our free pension check with one script tag. It costs nothing, collects no name or email, keeps a link back to us with country codes only, and runs in a frame on our own address. - [How do I find a pension from a job I had abroad years ago?](https://pensionhunter.ai/blog/find-a-pension-from-a-job-abroad-years-ago) (en-GB, Cross-border, published 2026-10-14). Start with the country, not the employer. Each country keeps its own record of the years you worked there, under its own number. Where those records sit and what each one asks for, every fact with its source and the date we read it. - [How early can I apply for a pension from another country, and how long does it take?](https://pensionhunter.ai/blog/how-early-to-apply-for-a-pension-from-another-country) (en-GB, Cross-border, published 2026-10-14). It depends on the country: several set a window that opens months before the pension starts and closes before the start date. Application windows and stated processing times from official sources, each with its read date. - [How far back can a pension be backdated if I apply late?](https://pensionhunter.ai/blog/how-far-back-can-a-pension-be-backdated) (en-GB, Cross-border, published 2026-10-14). It depends on the country, and some do not backdate at all. Backdating limits from our deadline register, country by country, each with its official source and the date we checked it. - [How fresh is our pension data? A dated status page, country by country](https://pensionhunter.ai/blog/how-fresh-is-our-pension-data-status-page) (en-GB, Cross-border, published 2026-10-14). We now publish when we last verified the facts we hold for each country: deadlines, official portals, routes from abroad and authority answers, each with its source and date. - [How do social security agreements count years worked in two countries?](https://pensionhunter.ai/blog/how-social-security-agreements-count-years-in-two-countries) (en-GB, Cross-border, published 2026-10-14). They add your insured periods together to test whether you qualify for each country's pension, and each country then applies its own rules. How countries count foreign years, where the counting stops, and which countries have an agreement route in our data. - [Is a pension from another country paid automatically, or do I have to apply?](https://pensionhunter.ai/blog/is-a-pension-from-another-country-paid-automatically) (en-GB, Cross-border, published 2026-10-14). In the systems we cite here you have to apply: the pension does not start on its own. The authorities say so in their own words, and a few start a pension unasked only for residents. Every fact with its source and read date. - [Can I keep paying into a country's pension after I leave?](https://pensionhunter.ai/blog/keep-paying-into-a-pension-after-leaving-a-country) (en-GB, Cross-border, published 2026-10-14). In several countries, yes, through a voluntary scheme with a deadline that runs from the day you leave, and some keep a worker their employer sends abroad in their own system. The rules, each with its source and read date. - [Do I need to speak the language to apply for a pension abroad?](https://pensionhunter.ai/blog/language-and-documents-for-a-pension-from-abroad) (en-GB, Cross-border, published 2026-10-14). Not always, but websites, forms and documents follow each country's own rules on language, and some ask for a translation, a notarisation or an apostille. What the institutions state, with sources and read dates. - [Do I need a life certificate for a pension paid abroad?](https://pensionhunter.ai/blog/life-certificate-for-a-pension-paid-abroad) (en-GB, Cross-border, published 2026-10-14). In many systems, yes: a pension paid abroad continues only while the pensioner proves each year that they are alive. Deadlines, signatures and exceptions from our deadline register, each with its official source and read date. - [Our 90-day scoreboard: three numbers, every week, in public](https://pensionhunter.ai/blog/our-90-day-scoreboard-weekly-progress) (en-GB, Cross-border, published 2026-10-14). From 14 October 2026 we publish three numbers each week on /progress: human visitors to our site, people registered and pension funds in our pilot, with where each number comes from. - [Can I get my pension contributions back when I leave a country?](https://pensionhunter.ai/blog/pension-contributions-back-when-leaving-a-country) (en-GB, Cross-border, published 2026-10-14). In some countries, on conditions, and some set a time limit. Where a refund or a departure lump sum exists in our deadline register, what it asks for, and what it costs in years, each with its source and read date. - [Your pension after a move between two countries: the moves people search most](https://pensionhunter.ai/blog/pension-corridors-moves-people-search-most) (en-GB, Cross-border, published 2026-10-14). One page for each move people search most about a pension left behind, such as a UK pension when you live in Australia: the agreement route our data records, who holds the record, how it works from abroad, the country you live in now and the dated deadlines, each with its source and read date. - [Can I get a pension from a country I worked in for only a few years?](https://pensionhunter.ai/blog/pension-from-a-country-you-worked-in-for-a-few-years) (en-GB, Cross-border, published 2026-10-14). In some countries a few years stand on their own; others set a minimum that a short stay may not reach, and agreements can count other countries' years toward it. The rules, each with its source and read date. - [What happens to my pension if my old employer no longer exists?](https://pensionhunter.ai/blog/pension-from-an-employer-that-no-longer-exists) (en-GB, Cross-border, published 2026-10-14). Where the pension sat with a fund, an insurer or a state institution, the record can outlive the employer, and several countries run official search services. What those services do and where money nobody asks for goes, with sources and read dates. - [Can a pension from another country be paid into my bank account abroad?](https://pensionhunter.ai/blog/pension-from-another-country-paid-into-a-bank-account-abroad) (en-GB, Cross-border, published 2026-10-14). In the systems we cite, the institution pays pensioners abroad to the account they register, and some ask for notice when it changes. What the institutions state, where a route assumes a local account, with sources and read dates. - [What happens to my pension if I change citizenship?](https://pensionhunter.ai/blog/pension-if-you-change-citizenship) (en-GB, Cross-border, published 2026-10-14). In some systems nationality decides whether a refund, a voluntary scheme or a payment abroad is open to you, and in Singapore giving up citizenship closes the CPF account. The rules from our own rows, each with its source and read date. - [Pension questions by country, answered from the official source](https://pensionhunter.ai/blog/pension-questions-by-country-answered-from-the-source) (en-GB, Cross-border, published 2026-10-14). One question per page, as people search it about a pension left in another country, answered in the first two sentences from an official source with the date we read it. - [Can a widow or widower get a pension from a country their partner worked in?](https://pensionhunter.ai/blog/survivors-pension-from-a-country-a-partner-worked-in) (en-GB, Cross-border, published 2026-10-14). In many systems, yes, on an application, and most of the rules we hold set a time limit that runs from the death. Survivor pension windows and backdating limits from our deadline register, each with its official source and read date. - [Do I have to tell a foreign pension office when I move or my situation changes?](https://pensionhunter.ai/blog/tell-a-foreign-pension-office-about-changes) (en-GB, Cross-border, published 2026-10-14). In many systems, yes, and some set the time limit in days or weeks. Which changes institutions ask pensioners abroad to report, by when, and which reports come every year, each with its source and read date. - [How do I get told when something changes for my countries?](https://pensionhunter.ai/blog/weekly-change-alerts-for-your-countries) (en-GB, Cross-border, published 2026-10-14). Choose your countries and leave your email on any of our country, deadline or question pages. Each Monday, if our published data for those countries changed the week before, we email you what changed. No change, no email. - [What changed in our pension data this week?](https://pensionhunter.ai/blog/what-changed-this-week-changelog-and-rss) (en-GB, Cross-border, published 2026-10-14). Every dated change to our public data is now listed week by week on one page, each line linked to the page it describes, with an RSS feed you can follow. - [How we ask people whether a pension institution answered them](https://pensionhunter.ai/blog/what-people-told-us-after-contacting-a-pension-institution) (en-GB, Cross-border, published 2026-10-14). About 90 days after a free check or a report, people who chose it can answer three closed questions about each institution: did you contact it, did you get an answer, how many weeks did it take. We publish a plain status per institution, with the date of the latest report, once enough people have told us. - [Where are my pensions? A free map of every country you worked in](https://pensionhunter.ai/blog/where-are-my-pensions-free-map) (en-GB, Cross-border, published 2026-10-14). Choose the countries you worked in and the years, and our free map shows the official record or institution, the official route and any dated deadline for each one, every fact with its source and read date. It saves as a PNG or PDF, and the share link holds country codes and years only. - [Where do I apply for a pension from a country I no longer live in?](https://pensionhunter.ai/blog/where-to-apply-for-a-pension-from-another-country) (en-GB, Cross-border, published 2026-10-14). In several systems, through the institution of the country where you live now. What Slovenia, Luxembourg, Portugal and others state about where a non resident applies, and where the online routes stop for people abroad, with sources and read dates. - [Which national pension authorities have answered our questions?](https://pensionhunter.ai/blog/which-pension-authorities-answered-our-questions) (en-GB, Cross-border, published 2026-10-14). Country by country across our world map: which national pension institutions have an answer published, and which we asked and when, with no answer yet. Listed alphabetically, never ranked. We are now putting the same ten questions to every one of them. - [How to ask ChatGPT or Claude where your pensions from working abroad are](https://pensionhunter.ai/blog/ask-chatgpt-claude-find-pensions-abroad) (en-GB, Cross-border, published 2026-10-13). Exact prompts for a multi-country career, one country, a renamed employer or a parent who has died, plus how to connect PensionHunter to your assistant and where its answers stop. - [How fast do national pension authorities answer in writing?](https://pensionhunter.ai/blog/authority-answers-scoreboard-and-monthly-data-changes) (en-GB, Cross-border, published 2026-10-13). We now publish a live scoreboard of the pension authorities we wrote to, who replied and when, and a dated monthly release of what changed in our data. - [How pension funds can find the route for members who moved abroad](https://pensionhunter.ai/blog/how-pension-funds-find-the-route-for-members-abroad) (en-GB, Cross-border, published 2026-10-13). Start from the country the member moved to, not the last address. For each gone-away member we return the country route, the authority and its contact, and a dated audit trail, without names or dates of birth reaching our server. - [Which countries have a social security agreement route, and which deadlines apply?](https://pensionhunter.ai/blog/monthly-data-release-treaty-routes-and-deadlines) (en-GB, Cross-border, published 2026-10-13). We now publish a citable monthly data release: social security agreement routes and pension deadlines across the countries we research, and what changed that month, as CSV with a source URL and read date on every row. - [PensionHunter now works inside Claude and other AI assistants](https://pensionhunter.ai/blog/pensionhunter-in-claude-and-ai-assistants) (en, Cross-border, published 2026-10-13). You can now ask Claude about a pension from work abroad and get answers from our own sourced research. Read-only research tools, no sign-in, and no names or contact details stored. - [Dashboards will find your UK members. Who finds the ones abroad?](https://pensionhunter.ai/blog/pensions-dashboards-gone-away-members-abroad) (en-GB, United Kingdom, published 2026-10-13). Pensions dashboards answer a member who comes looking. They do not go looking for a gone-away member who has moved abroad, and UK tracing data was built around UK addresses. - [The UK pensions dashboard will not show your pensions from abroad](https://pensionhunter.ai/blog/uk-pensions-dashboard-pensions-abroad) (en-GB, United Kingdom, published 2026-10-13). UK schemes in scope must connect to pensions dashboards by 31 October 2026. Dashboards are built around UK pensions, so the years you worked in other countries will not appear on them. - [What is my old employer called today?](https://pensionhunter.ai/blog/what-is-my-old-employer-called-today) (en-GB, Cross-border, published 2026-10-13). Our connector reads official registers, starting with the Global LEI Index, and says what an employer is called now, with the register and the date we read it. Real answers, quoted exactly as the connector returned them. - [Where is the pension from my old employer in another country?](https://pensionhunter.ai/blog/where-is-the-pension-from-my-old-employer-abroad) (en-GB, Cross-border, published 2026-10-13). Start with what the employer is called today and which official register covers its country. Our employer pages answer that for one employer in one country, every sentence sourced and dated, and only after a publish gate. - [Did you have superannuation in Australia before 1992?](https://pensionhunter.ai/blog/australian-superannuation-before-1992) (en-GB, Australia, published 2026-10-05). Nothing was compulsory in Australia before July 1992. That is not the same as nothing existing. The Treasury's own coverage figures, by era, and what they mean for a job you held decades ago. - [How to find out whether your ex has a pension abroad](https://pensionhunter.ai/blog/ex-partner-pension-abroad) (en, Cross-border, published 2026-09-28). Pensions are often the second largest asset in a divorce, and the foreign ones are the ones that go missing. What you can establish without anyone's records, and where the limits are. - [Trabajó en México o es mexicano y trabajó en Estados Unidos: cómo localizar su Afore, sus semanas cotizadas del IMSS y lo que dejó en el extranjero](https://pensionhunter.ai/blog/afore-imss-semanas-cotizadas-desde-el-extranjero) (es, Mexico, published 2026-08-26). Guía verificada para localizar su Afore, recuperar su NSS, revisar sus semanas cotizadas del IMSS y entender por qué no existe convenio de totalización con Estados Unidos. - [Worked in Canada, Living Abroad: How to Find and Apply for CPP, OAS and the Workplace Pension You Left Behind](https://pensionhunter.ai/blog/canadian-pension-from-abroad) (en-GB, Canada, published 2026-08-26). You worked in Canada and now live somewhere else. Here is how to trace CPP, QPP, OAS and an old employer pension from outside Canada, including how to find your SIN and get into My Service Canada Account when the identity check fails. - [EPF and EPS From Abroad: How to Find and Apply for Your Indian Pension Money](https://pensionhunter.ai/blog/find-and-claim-epf-eps-from-abroad) (en-GB, India, published 2026-08-26). You worked in India and now live overseas. Here is how EPF and EPS actually work on exit, what an inoperative account really means today, and how to apply from another country. Verified against EPFO sources. - [Worked in Australia, Living Abroad? How to Find and Apply for Your Australian Superannuation](https://pensionhunter.ai/blog/find-claim-australian-superannuation-from-overseas) (en-GB, Australia, published 2026-08-26). You almost certainly have an Australian super account, even from a short stint. Here is how to find lost and ATO-held super from overseas, apply for a DASP, and what to do when the six month rule has already passed. - [Worked in Switzerland and Left? How to Find Your Swiss Pension Money From Abroad](https://pensionhunter.ai/blog/find-swiss-pension-from-abroad) (en-GB, Switzerland, published 2026-08-26). You worked in Switzerland, then moved on. Your AHV record and your second pillar money may still be waiting. Here is exactly where to look, using the free official Swiss routes. - [Trabalhou no Brasil e mora no exterior: como consultar seu CNIS, recuperar seu NIT e entender os acordos internacionais](https://pensionhunter.ai/blog/inss-cnis-nit-brasileiros-no-exterior) (pt-BR, Brazil, published 2026-08-26). Guia prático e verificado para brasileiros no exterior: como emitir o extrato do CNIS de fora do Brasil, recuperar o NIT, PIS ou PASEP, entender as regras da EC 103/2019, o período de graça e os acordos internacionais do INSS. - [Trabajaste en España y ahora vives fuera: cómo localizar y reclamar tu pensión española desde el extranjero](https://pensionhunter.ai/blog/pension-espanola-desde-el-extranjero) (es, Spain, published 2026-08-26). Guía verificada para quien cotizó en España y vive en otro país: vida laboral, número de afiliación, Sede Electrónica sin cl@ve, planes de empleo y herederos. - [Philippine Pensions for OFWs: How to Find SSS, GSIS and Pag-IBIG Money, and the Pensions You Left Behind Abroad](https://pensionhunter.ai/blog/philippines-ofw-pensions-find-and-claim) (en-GB, Philippines, published 2026-08-26). A sourced guide for Filipinos who worked overseas and for foreign nationals who worked in the Philippines. SSS, GSIS and Pag-IBIG rules, totalization agreements, and what is typically left behind in Saudi Arabia, the UAE, Hong Kong, Singapore, Japan, Korea, Italy, Canada and the United States. - [Rente aus Deutschland im Ausland finden und beantragen](https://pensionhunter.ai/blog/rente-aus-deutschland-im-ausland-finden-und-beantragen) (de, Germany, published 2026-08-26). Sie haben in Deutschland gearbeitet und leben heute im Ausland. So finden Sie Ihre gesetzliche Rente, Ihre Betriebsrente und Ihre Versicherungsnummer wieder, mit geprüften Quellen und dem, was zur Beitragserstattung wirklich gilt. - [Vous avez travaillé en France et vous vivez à l'étranger : comment retrouver et demander votre retraite française](https://pensionhunter.ai/blog/retraite-francaise-depuis-etranger) (fr, France, published 2026-08-26). Vous avez cotisé en France et vous vivez ailleurs. Retraite de base, Agirc-Arrco, relevé de carrière, demande depuis l'étranger, certificat de vie et réversion. Sources officielles vérifiées. - [Türkiye'de Çalıştınız, Yurt Dışında Yaşıyorsunuz: SGK Kaydınızı, Hizmet Dökümünüzü ve Yurtdışı Borçlanmanızı Nasıl Bulursunuz](https://pensionhunter.ai/blog/turkiyede-calistiniz-yurt-disinda-yasiyorsunuz-sgk-hizmet-dokumu-yurtdisi-borclanmasi) (tr, Turkey, published 2026-08-26). Yurt dışında yaşayanlar için SGK hizmet dökümü, e-Devlet erişimi ve 3201 sayılı Kanun kapsamında yurtdışı borçlanması. Resmî kaynaklara dayalı, ücretsiz yollar. - [Your Dutch Pension After Leaving the Netherlands: How to Find and Apply for It From Abroad](https://pensionhunter.ai/blog/dutch-pension-after-leaving-netherlands) (en-GB, Netherlands, published 2026-08-25). Worked in the Netherlands and moved away? You likely have two Dutch pensions. How to find your AOW and workplace pension from abroad, and apply for them. - [Worked in the United States? How to Find and Apply for Your American Retirement Money From Abroad](https://pensionhunter.ai/blog/us-pension-from-abroad) (en-GB, United States, published 2026-08-25). Millions of people left the US with Social Security credits, a 401(k), or a forgotten pension behind. Here is how to find all of it from abroad, using official routes, and why 2024 changed the answer for many. - [Worked in Poland? How to Find and Apply for Your ZUS Pension From the UK or Ireland](https://pensionhunter.ai/blog/zus-pension-from-uk-ireland) (en-GB, Poland, published 2026-08-25). Your Polish ZUS years still count after Brexit. What you hold (ZUS, OFE, PPK), how to apply from the UK or Ireland, and the traps to avoid. - [My own pensions were my first case. I got a surprise.](https://pensionhunter.ai/blog/my-own-pensions-were-my-first-case) (en-GB, Cross-border, published 2026-07-28). I built PensionHunter because pensions do not follow you when you move countries. I thought I understood the problem. - [The year she forgot: a Melbourne pension found from Singapore.](https://pensionhunter.ai/blog/the-year-she-forgot-melbourne-pension) (en-GB, Australia, published 2026-07-28). An illustrative case: a Singaporean professional with a long career and a sharp memory. The report came back with something she had not listed. - [Where did Mees Pierson's London pensions go? A trail in four acquisitions.](https://pensionhunter.ai/blog/where-did-mees-pierson-london-pensions-go) (en-GB, United Kingdom, published 2026-07-28). Mees Pierson was a Dutch merchant bank with a real London operation in the 1990s. If you worked there, your pension almost certainly still exists. - [Pensions When You've Worked in Multiple Countries: How to Find Them](https://pensionhunter.ai/blog/pensions-working-multiple-countries) (en-GB, Cross-border, published 2026-06-13). Worked in more than one country? You likely have forgotten pension entitlements in each. Here's why cross-border pensions get lost, and how to find them. - [The Gone-Away Problem No One Is Solving](https://pensionhunter.ai/blog/the-gone-away-problem-no-one-is-solving) (en-GB, United Kingdom, published 2026-05-06). UK pension schemes are losing track of millions of members. The infrastructure to find them has not kept pace with how people actually live and work. A PensionHunter analysis for trustees. - [How To Trace and Access Your CPF After Leaving Singapore, What Every Expat Needs To Know](https://pensionhunter.ai/blog/cpf-singapore-expat-claim) (en-GB, Singapore, published 2026-04-13). Left Singapore after working there? Your CPF and private pension contributions may still be still held in accounts. Here is the complete guide to finding and accessing them. - [How To Find a Forgotten UK Pension From Abroad, Complete Expat Guide](https://pensionhunter.ai/blog/find-forgotten-uk-pension-abroad) (en-GB, United Kingdom, published 2026-04-13). Living overseas with a UK work history? A workplace pension may exist, but it depends on the job and the rules at the time. Here is how to check from abroad. - [How To Trace and Access Your EPF After Leaving Malaysia, A Complete Guide for Expats](https://pensionhunter.ai/blog/how-to-claim-epf-malaysia-expat) (en-GB, Malaysia, published 2026-04-13). Worked in Malaysia and left? Your EPF contributions are almost certainly still sitting in a KWSP account held in a KWSP account. Here is how to get your money back. - [Oil and Gas Workers, How To Find Pension Contributions From Every Country You Worked In](https://pensionhunter.ai/blog/oil-gas-worker-pension-multiple-countries) (en-GB, Cross-border, published 2026-04-13). Spent your career on rigs across multiple countries? Your pension contributions stayed behind in every single one. Here is how to find them all. - [What Happens To Your UAE DEWS Pension When You Leave, And How To Trace and Access It](https://pensionhunter.ai/blog/uae-dews-pension-expat) (en-GB, United Arab Emirates, published 2026-04-13). Left the UAE without accessing your DEWS savings or end of service gratuity? Here is what happened to your money and how to get it back. - [The $72 Billion Problem, Why So Much Pension Money Goes Unclaimed](https://pensionhunter.ai/blog/500-billion-unclaimed-pensions-problem) (en-GB, Cross-border, published 2026-04-05). At least $72 billion worldwide, and that counts only the few systems that publish a figure. Here's why the system fails international workers, and what you can do about it. - [I Found a Pension I Completely Forgot About, Here Is How](https://pensionhunter.ai/blog/found-14200-forgotten-pension) (en-GB, United Kingdom, published 2026-04-05). An illustrative first-person account of discovering a forgotten workplace pension, and how it changed my approach to retirement planning forever. - [How PensionHunter's Research Technology Searches for Forgotten Pensions, A Behind the Scenes Look](https://pensionhunter.ai/blog/how-ai-agents-search-for-forgotten-pensions) (en-GB, Cross-border, published 2026-04-05). Ever wondered what happens after you click 'Start your search'? Here's how our professional research team works to find your forgotten pensions across 41 countries. - [Death in Service Benefits, The Unclaimed Payout](https://pensionhunter.ai/blog/death-in-service-benefits-unclaimed) (en-GB, United Kingdom, published 2026-04-02). Billions in death in service benefits go unclaimed every year. Here is what they are and how families can find them. - [The Executor's Guide to Finding Forgotten Pensions](https://pensionhunter.ai/blog/executors-guide-finding-forgotten-pensions) (en-GB, United Kingdom, published 2026-04-02). As an executor you have a duty to identify all estate assets. Here is how to find pensions that may have been forgotten. - [Finding Forgotten Canadian Pension Plans, A Guide](https://pensionhunter.ai/blog/find-lost-canadian-pension-guide) (en-GB, Canada, published 2026-04-02). Worked in Canada and moved away? Here is how to find lost Canadian pension plans including CPP, OAS and workplace schemes. - [How to Find a Forgotten Irish Pension After Moving Abroad](https://pensionhunter.ai/blog/find-lost-irish-pension-abroad) (en-GB, Ireland, published 2026-04-02). Moved away from Ireland and left pension savings behind? Here is how to find a lost Irish pension from overseas. - [Hong Kong MPF, What Expats Leave Behind](https://pensionhunter.ai/blog/hong-kong-mpf-expat-claim-guide) (en-GB, Hong Kong, published 2026-04-02). Left Hong Kong without claiming your MPF? Here is how to find your account and withdraw your mandatory provident fund savings. - [KiwiSaver for Expats, Find and Withdraw Your NZ Pension](https://pensionhunter.ai/blog/kiwisaver-expats-withdrawal-guide) (en-GB, New Zealand, published 2026-04-02). Left New Zealand with KiwiSaver savings? Here is how to find your account and withdraw your money from overseas. - [LPA and Pensions, What You Can and Cannot Do](https://pensionhunter.ai/blog/lasting-power-of-attorney-pensions) (en-GB, United Kingdom, published 2026-04-02). If you hold Lasting Power of Attorney for property and financial affairs, here is what you can and cannot do with pensions. - [Pension Savings and Dementia, How Families Can Find Forgotten Entitlements Before It Is Too Late](https://pensionhunter.ai/blog/pension-savings-dementia) (en-GB, United Kingdom, published 2026-04-02). When dementia takes hold, pension entitlements can be lost forever. Here is how families with LPA can find forgotten pension savings before the window closes. - [Pension Tracing for Estates, Executor's Guide](https://pensionhunter.ai/blog/pension-tracing-estates-executors-guide) (en-GB, United Kingdom, published 2026-04-02). As an executor, finding pensions in an estate is one of the hardest tasks. Here is how to trace forgotten pension entitlements. - [South African Emigrant Pension Withdrawal, 2026 Guide](https://pensionhunter.ai/blog/south-african-emigrant-pension-withdrawal-2026) (en-GB, South Africa, published 2026-04-02). Emigrated from South Africa? Here is the complete guide to withdrawing your pension and provident fund savings in 2026. - [UAE End of Service Gratuity, What Expats Are Owed](https://pensionhunter.ai/blog/uae-end-of-service-gratuity-expats) (en-GB, United Arab Emirates, published 2026-04-02). Millions of expats leave the UAE without claiming their end of service gratuity. Here is what you are owed and how to claim it. - [What Happens to a Pension When Someone Dies](https://pensionhunter.ai/blog/what-happens-pension-when-someone-dies) (en-GB, United Kingdom, published 2026-04-02). One of the most common questions families face. Here is what happens to different types of pension when someone dies. - [How to Find a Lost Pension From an Old Job](https://pensionhunter.ai/blog/how-to-find-a-lost-pension) (en-GB, United Kingdom, published 2026-03-15). Changed jobs a few times? There's a good chance you've got pension money sitting forgotten somewhere. Here's how to track it down. - [What Happens to Your Pension When You Change Jobs?](https://pensionhunter.ai/blog/what-happens-to-pension-when-you-change-jobs) (en-GB, United Kingdom, published 2026-03-10). Your pension doesn't follow you automatically when you switch employers. Here's what actually happens to your money. - [The UK Pension Tracing Service, What It Can and Can't Do](https://pensionhunter.ai/blog/uk-pension-tracing-service-guide) (en-GB, United Kingdom, published 2026-03-05). The government's free pension tracing tool is a good starting point, but it has significant limitations. Here's what you need to know. - [How Many Pension Pots Does the Average Person Have?](https://pensionhunter.ai/blog/how-many-pension-pots-average-person) (en-GB, United Kingdom, published 2026-02-28). The answer might surprise you. Most UK adults have more pension pots than they think, and some of them are completely forgotten. - [Expats and UK Pensions, What You Need to Know](https://pensionhunter.ai/blog/expats-and-uk-pensions) (en-GB, United Kingdom, published 2026-02-20). Moved abroad but worked in the UK? Your pension rights don't disappear when you leave the country. Here's how to claim what's yours. - [What Is Auto-Enrolment and Why It Means Millions of Forgotten Pots](https://pensionhunter.ai/blog/auto-enrolment-forgotten-pension-pots) (en-GB, United Kingdom, published 2026-02-15). Auto-enrolment was designed to help people save for retirement. But it's also created millions of small, forgotten pension pots.