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Find your lost pension in Brazil

Brazil keeps a master contribution record with statutory evidential force, and a CPF is the key to it. We identify what is in your name and hand you the route in. $99, full refund if we find nothing material.

  • ICO registered
  • No percentage, no commission
  • Refund if nothing material

Brazil keeps a record with legal force, and a CPF is enough to read it.

The CNIS is not a summary. It is the master contribution record, and Article 29-A of Lei 8.213 gives what it contains statutory evidential force. Access is open to anyone with a CPF and a gov.br bronze account made online, which puts Brazil among the more readable systems for people who have left the country.

Research date: 2026-08-10.

Why this market matters

Self servable once you hold the right numbers

We will not pretend Meu INSS is closed. With a CPF and a gov.br bronze account a person can read their own CNIS, and many can do exactly that without us. Our value is narrower and honest: obtaining a CPF from abroad, and reading a CNIS whose entries are incomplete, misnamed or split across employers.

Two things carry weight here. Article 29-A of Lei 8.213 gives the CNIS statutory evidential force, so what it records counts as proof rather than as a summary. And PIS or PASEP is a separate Treasury held pot that most people who left Brazil decades ago do not know exists at all.

Statutory position under Lei 8.213. Official channels checked August 2026.

Start here

$99

Country Pension Identification Report, Brazil

Within 24 to 48 hours

Find my pensions in Brazil

Full refund if we find nothing material.

Enhanced Pension Identification Report, $499: your Action Pack, a complete request pack for every fund we identify, written in your voice and ready to send, delivered within five working days of your intake form. Global Pension Identification Report, $799: the same across every country you worked in, up to all 41 we cover, within ten working days. Full refund if we find nothing material, decided at identification.

At the Country Report you contact the administrators yourself, using the routes in your report. On Enhanced and Global: We stay with your case after delivery. If an administrator asks you a question, refuses, or simply does not reply, send it to us and we will tell you exactly what to send next. That continues until every fund we identified has answered you, or the route is exhausted and we say so plainly.

Identification only. We do not open credential-protected accounts, and we do not transfer, negotiate, or make decisions regarding any pension. Everything below is the free official route, and it stays free: you are welcome to use it instead.

Who holds what

  • INSS holds the CNIS and pays the public pension. Meu INSS is the front door.

    meu.inss.gov.br

  • gov.br issues the federal login. The bronze level, created online, is enough.

    gov.br

  • PREVIC supervises closed occupational funds. There is no per-person central lookup at this layer.

    gov.br, PREVIC

One, access is open with a CPF

A gov.br bronze account is created online, and it opens Meu INSS. A CPF can be obtained from abroad by Brazilians and by foreigners through Receita Federal at cpf.residente.exterior@rfb.gov.br. Meu INSS also carries a service tab for international-agreement requests that needs no password at all.

Why the CNIS matters more than a statement

Article 29-A of Lei 8.213 gives the CNIS evidential force. A period recorded there does not have to be argued for. A period missing from it does, which is why the carteira de trabalho and employer records are worth digging out before anything else.

Two, the estate clock is 90 days

Arrears of the pensao por morte run from the date of death only where the claim is filed within 90 days, or 180 days for children under 16. After that the benefit starts from the filing date. Families abroad routinely lose months to paperwork they did not know was on a clock.

FGTS and PIS or PASEP sit outside the pension and are separate pots, including for heirs. Checking only the pension leaves them behind.

What to gather before you start

  • Your CPF. Brazilians and foreigners abroad can apply through the Receita Federal address cpf.residente.exterior@rfb.gov.br.
  • Your full name as registered, including both parents' names, which the CNIS uses to disambiguate.
  • Your carteira de trabalho, if you still hold it, or any employer records.
  • A country-by-country employment timeline, for any totalization request.
  • For an estate, the death certificate and the dates, because the 90-day clock runs from the death.
  • The name of any employer that ran a closed pension fund, since that layer has to be checked provider by provider.

What is not a valid rule-out

  • I have no Brazilian login. A gov.br bronze account is created online and is enough for Meu INSS.
  • I do not live in Brazil, so I cannot get a CPF. A CPF is obtainable from abroad by Brazilians and by foreigners.
  • I never applied, so nothing was recorded. The CNIS records contributions whether or not you ever claimed.
  • My Brazilian years were short. Totalization agreements are in force with the United States since 2018, Japan since 2012 and Portugal since 1995, alongside the Iberoamerican Convention.
  • The pension is all there is. FGTS and PIS or PASEP are separate pots, including for heirs.

The Brazilian terms on this page, in one line each

INSS
the national social insurance institute, which holds the public pension record and pays the benefit.
CNIS
the Cadastro Nacional de Informacoes Sociais, the master contribution record. Article 29-A of Lei 8.213 gives it statutory evidential force, so what it says counts as proof.
CPF
the taxpayer number. It is the key to everything, and it can be obtained from abroad.
gov.br bronze account
the entry-level federal login, created online, which is enough to open Meu INSS.
FGTS
the severance guarantee fund, a separate pot from the pension, claimable in defined situations and by heirs.
PIS and PASEP
the old worker contribution funds, again separate pots that survive their owner.
pensao por morte
the survivor pension. Arrears run from the date of death only if the claim is filed within 90 days, or 180 days for children under 16.
PREVIC
the supervisor of closed occupational pension funds. There is no per-person central lookup at this layer.

Questions

Can I read my Brazilian contribution record from abroad?

Yes, and it is one of the better records in the world to read. The CNIS is the master contribution record and Article 29-A of Lei 8.213 gives it statutory evidential force. You reach it through Meu INSS, which needs only a gov.br bronze account created online, and the CPF that keys it can be obtained from abroad.

What if I cannot create a login at all?

Meu INSS carries a dedicated service tab for international-agreement requests that does not require a password. INSS also runs the telephone number 135, although we have not confirmed that it can be reached from outside Brazil, so we do not claim it can.

Do my years in another country count?

They can. Brazil has totalization agreements in force with the United States since 2018, with Japan since 2012 and with Portugal since 1995, and it takes part in the Iberoamerican Convention. Periods under an agreement are considered together when entitlement is assessed.

Someone in my family has died. How urgent is this?

Urgent. Arrears of the pensao por morte run back to the date of death only where the claim is filed within 90 days, extended to 180 days for children under 16. File late and the benefit starts from the filing date instead, and the intervening months are gone. This is the single most time-critical rule on this page.

What about company pension funds and private plans?

That layer is harder. Closed occupational funds supervised by PREVIC, and the PGBL and VGBL private products, have no per-person central lookup at all. They have to be checked provider by provider, using employer history to work out which funds to write to.

Every statement above is drawn from official Brazilian material published on gov.br and by INSS. Where we could not confirm something, we say so rather than assume.

Start here

$99

Country Pension Identification Report, Brazil

Within 24 to 48 hours

Find my pensions in Brazil

Full refund if we find nothing material.

Enhanced Pension Identification Report, $499: your Action Pack, a complete request pack for every fund we identify, written in your voice and ready to send, delivered within five working days of your intake form. Global Pension Identification Report, $799: the same across every country you worked in, up to all 41 we cover, within ten working days. Full refund if we find nothing material, decided at identification.

At the Country Report you contact the administrators yourself, using the routes in your report. On Enhanced and Global: We stay with your case after delivery. If an administrator asks you a question, refuses, or simply does not reply, send it to us and we will tell you exactly what to send next. That continues until every fund we identified has answered you, or the route is exhausted and we say so plainly.

Identification only. We do not open credential-protected accounts, and we do not transfer, negotiate, or make decisions regarding any pension. Everything below is the free official route, and it stays free: you are welcome to use it instead.

Important Information

PensionHunter is a research and administrative assistance service only. We search pension registries and employer records to identify whether pension entitlements may exist in your name, we do not provide financial advice, manage pension funds, arrange pension transfers, or assist with claiming or accessing pension funds.

PensionHunter is not regulated by the Financial Conduct Authority (FCA) or any equivalent financial-services or pensions regulator in your jurisdiction. Our service is limited to research and information provision. We charge a fixed research fee paid in advance, Full refund if we find nothing material.

All decisions about your pension, including whether to contact providers, transfer funds, or take any other action, remain entirely yours. We strongly recommend consulting a qualified independent financial adviser regulated in your jurisdiction before making any decisions about any pension we locate.