France splits your pension between a base scheme and a separate mandatory complementary scheme, and the online record only opens with a French digital identity keyed to your social security number. We identify what is in your name and hand you the route in. $99, full refund if we find nothing material.
If you worked in France and moved on, changed employers, or lost the paperwork years ago, you are in the right place. Pensions are rarely gone. Most of the time the scheme simply lost track of you.
What your Pension Identification Report delivers
Nobody sits between you and your pension. You act the moment the evidence lands.
For France, a Pension Identification Report identifies the named fund or administrator holding your pension, with the sourced route to contact them. Identification only. In the Enhanced Pension Identification Report and the Global Pension Identification Report we prepare a complete information request for every fund we identify, ready to send.
Identification & research only, no financial advice
There is a partial route. La Poste Identité Numérique can be created remotely from a long list of countries and unlocks the official pension account, but it is keyed to your French social security number, so you have to know that number already. If you do not, that path is the harder one and our dossier says so plainly rather than pretending otherwise.
Identification only. We do not open credential-protected accounts, and we do not transfer, negotiate, or make decisions regarding any pension.
Start here
$99
Country Pension Identification Report, France
Within 24 to 48 hours
Full refund if we find nothing material.
Enhanced Pension Identification Report ($499): your Action Pack, a complete request pack for every fund we identify, written in your voice and ready to send, delivered within five working days of your intake form. Global Pension Identification Report ($799): the same across every country you worked in, up to all 41 we cover, within ten working days. Full refund if we find nothing material, decided at identification.
At the Country Report you contact the administrators yourself, using the routes in your report. On Enhanced and Global: We stay with your case after delivery. If an administrator asks you a question, refuses, or simply does not reply, send it to us and we will tell you exactly what to send next. That continues until every fund we identified has answered you, or the route is exhausted and we say so plainly.
Your France report, see the full sampleFRANCE SAMPLEThis is the France sample, produced by the same methodology that runs every real case.Open the samplePensionHunter is a team of pension researchers working across 41 countries. We do not touch your money, we take no percentage, and every report is reviewed by a human before release.
Every line below is drawn from the verified country dossier. We never fabricate facts; candidate items are gated out of customer-facing copy.
The mandatory Agirc-Arrco complementary pension is a SEPARATE entitlement from the CNAV base pension (two bodies, two streams), and French pensions are never paid automatically; they must be filed ~5 months ahead.
Nothing is paid without an application; filing late loses un-backdated months. No refund for leavers, rights are preserved and exportable, paid pro-rata at retirement.
Personal-record access wall: info-retraite.fr / Mon compte retraite, FranceConnect + a NIR (RNIPP); no-NIR expats locked out
The relevé de carrière is on info-retraite.fr; cross-border claims file via the residence-country institution
From abroad: La Poste Identité Numérique can be created remotely (62 countries) and unlocks FranceConnect → info-retraite.fr, BUT it is NIR-gated, so the holder must already know their NIR (RNIPP). The no-NIR case is the harder path and remains UNKNOWN.
EU aggregation + single-claim cascade (file in residence country → cascades to France); the expat must still list France.
Primary sources: lassuranceretraite.fr · agirc-arrco.fr · cleiss.fr · info-retraite.fr · ciclade.caissedesdepots.fr
Worked in more than one country? One Global Pension Identification Report covers every country you worked in, up to all 41 we cover.
Whether anyone officially counts unclaimed pensions in France is a question with a published answer, and we keep it on one page: the France row on our pension scoreboard.
For pension schemes and trustees with members in France, see our cross-border member tracing services
The relevé de carrière is on info-retraite.fr; cross-border claims file via the residence-country institution
La Poste Identité Numérique can be created remotely (62 countries) and unlocks FranceConnect → info-retraite.fr, BUT it is NIR-gated, so the holder must already know their NIR (RNIPP). The no-NIR case is the harder path and remains UNKNOWN.
Nothing is paid without an application; filing late loses un-backdated months. No refund for leavers, rights are preserved and exportable, paid pro-rata at retirement.
EU aggregation + single-claim cascade (file in residence country → cascades to France); the expat must still list France.
Full refund. Our report is a fixed $99 fee; if it delivers nothing material, you pay nothing.
Specific situations we cover. For expats, returning citizens and cross-border workers.
The same kind of guide, other countries
Last reviewed: · Facts verified against the dossier-pipeline gate.
15 pages. 41 countries. Join the list to receive it.
Guide sent to every signup. Occasional PensionHunter updates only if you tick above. Unsubscribe any time.
Some clients order a Pension Identification Report for themselves. Many order it to get their affairs in order: one document their family can find, whatever happens.
We identify what is in your name in France and hand you the route in. $99, full refund if we find nothing material.
Find my pensions in FranceImportant Information
PensionHunter is a research and administrative assistance service only. We search pension registries and employer records to identify whether pension entitlements may exist in your name, we do not provide financial advice, manage pension funds, arrange pension transfers, or assist with claiming or accessing pension funds.
PensionHunter is not regulated by the Autorité de Contrôle Prudentiel et de Résolution (ACPR) or any equivalent financial-services or pensions regulator in France. Our service is limited to research and information provision. We charge a fixed research fee paid in advance, Full refund if we find nothing material.
All decisions about your pension, including whether to contact providers, transfer funds, or take any other action, remain entirely yours. We strongly recommend consulting a qualified independent financial adviser regulated in your jurisdiction before making any decisions about any pension we locate.