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Find your lost pension in Sweden: your minPension record

Sweden shows your public pension and your separate occupational pension together on minPension, and that login runs on BankID with a personnummer. We identify what is in your name and hand you the route in. $99, full refund if we find nothing material.

  • ICO registered
  • No percentage, no commission
  • Refund if nothing material

If you worked in Sweden and moved on, changed employers, or lost the paperwork years ago, you are in the right place. Pensions are rarely gone. Most of the time the scheme simply lost track of you.

What your Pension Identification Report delivers

Nobody sits between you and your pension. You act the moment the evidence lands.

Honest access-map for minPension.se, and the forgotten layers most people miss

For Sweden, the central record is not publicly searchable from your employment history alone. Your Pension Identification Report delivers the honest access-map: what exists, where your record sits, the deadlines and traps that affect your entitlement, the exact route in, and your entitlement position. An official portal (minPension.se) consolidates your pensions in Sweden, but departed residents are often locked out; your Pension Identification Report also surfaces the forgotten occupational / private layers that sit alongside it.

Identification & research only, no financial advice

Doing it yourself in Sweden, the honest position

If you still hold BankID, the consolidated view is open to you directly. The choke point for departed expats is what happens to BankID after a Swedish bank account closes, which our dossier records as unresolved rather than assuming either way.

Identification only. We do not open credential-protected accounts, and we do not transfer, negotiate, or make decisions regarding any pension.

Start here

$99

Country Pension Identification Report, Sweden

Within 24 to 48 hours

Find my pensions in Sweden

Full refund if we find nothing material.

Enhanced Pension Identification Report ($499): your Action Pack, a complete request pack for every fund we identify, written in your voice and ready to send, delivered within five working days of your intake form. Global Pension Identification Report ($799): the same across every country you worked in, up to all 41 we cover, within ten working days. Full refund if we find nothing material, decided at identification.

At the Country Report you contact the administrators yourself, using the routes in your report. On Enhanced and Global: We stay with your case after delivery. If an administrator asks you a question, refuses, or simply does not reply, send it to us and we will tell you exactly what to send next. That continues until every fund we identified has answered you, or the route is exhausted and we say so plainly.

Your Sweden report, see the full sampleSWEDEN SAMPLEThis is the Sweden sample, produced by the same methodology that runs every real case.Open the sample

PensionHunter is a team of pension researchers working across 41 countries. We do not touch your money, we take no percentage, and every report is reviewed by a human before release.

Verified country facts

Every line below is drawn from the verified country dossier. We never fabricate facts; candidate items are gated out of customer-facing copy.

Why it matters

The forgotten occupational tjänstepension is a SEPARATE layer worth 25 to 50% of the total payout, ~90% of employees have it, held by private providers (Collectum/ITP, Fora/SAF-LO), that people routinely forget because the public pension feels like "the" pension; surfaced via minPension.se.

If you do nothing

No Swedish pension is automatic, nothing pays without an application (~6 months ahead); the tjänstepension sits with the provider and the income/premium pension stays dormant until claimed.

Deadlines that matter in Sweden

  • Apply window: No auto-pay, apply ~6 months before the desired start
  • Guarantee-pension export cut: From Jan 2023 garantipension no longer payable outside Sweden (~57,697 expats affected)

How records are reached

Personal-record access wall: minPension.se via BankID / Freja eID+ + personnummer

minPension.se consolidates the public layers + the occupational tjänstepension providers

From abroad: Departed-expat BankID retention after closing a Swedish bank is UNKNOWN, the choke point

Cross-border

EU aggregation + single-claim-in-residence + bilaterals; income/premium pension exportable, guarantee pension NOT payable outside Sweden.

Primary sources: pensionsmyndigheten.se · minpension.se · ec.europa.eu · ssa.gov

Worked in more than one country? One Global Pension Identification Report covers every country you worked in, up to all 41 we cover.

See all countries

Whether anyone officially counts unclaimed pensions in Sweden is a question with a published answer, and we keep it on one page: the Sweden row on our pension scoreboard.

For pension schemes and trustees with members in Sweden, see our cross-border member tracing services

Questions people ask before they start

How are pension records in Sweden reached?

minPension.se consolidates the public layers + the occupational tjänstepension providers

Can I find a pension in Sweden from abroad?

Departed-expat BankID retention after closing a Swedish bank is UNKNOWN, the choke point

What happens to a pension in Sweden if I do nothing?

No Swedish pension is automatic, nothing pays without an application (~6 months ahead); the tjänstepension sits with the provider and the income/premium pension stays dormant until claimed.

How do pensions in Sweden interact with other countries?

EU aggregation + single-claim-in-residence + bilaterals; income/premium pension exportable, guarantee pension NOT payable outside Sweden.

What if you find nothing?

Full refund. Our report is a fixed $99 fee; if it delivers nothing material, you pay nothing.

Free: The Complete Guide to Finding Forgotten Pensions Abroad

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Guide sent to every signup. Occasional PensionHunter updates only if you tick above. Unsubscribe any time.

Some clients order a Pension Identification Report for themselves. Many order it to get their affairs in order: one document their family can find, whatever happens.

We identify what is in your name in Sweden and hand you the route in. $99, full refund if we find nothing material.

Find my pensions in Sweden

Important Information

PensionHunter is a research and administrative assistance service only. We search pension registries and employer records to identify whether pension entitlements may exist in your name, we do not provide financial advice, manage pension funds, arrange pension transfers, or assist with claiming or accessing pension funds.

PensionHunter is not regulated by Finansinspektionen or any equivalent financial-services or pensions regulator in Sweden. Our service is limited to research and information provision. We charge a fixed research fee paid in advance, Full refund if we find nothing material.

All decisions about your pension, including whether to contact providers, transfer funds, or take any other action, remain entirely yours. We strongly recommend consulting a qualified independent financial adviser regulated in your jurisdiction before making any decisions about any pension we locate.