Your EPF money sits under one lifelong UAN linking every Indian job, and the member portal only opens with an activated UAN, Aadhaar authentication and an Indian mobile number. We identify what is in your name and hand you the route in. $99, full refund if we find nothing material.
If you worked in India and moved on, changed employers, or lost the paperwork years ago, you are in the right place. Pensions are rarely gone. Most of the time the scheme simply lost track of you.
What your Pension Identification Report delivers
Nobody sits between you and your pension. You act the moment the evidence lands.
For India, there is one national fund (EPFO (UAN-linked)). Your Pension Identification Report confirms your position, the deadlines that affect it, and the sourced route to reach your record from abroad.
Identification & research only, no financial advice
A public establishment search does exist, and if you still hold the Indian credential stack you can reach your own record. The barrier here is credential-shaped rather than distance-shaped, and for a departed member who never activated their UAN it is usually the barrier that bites.
Identification only. We do not open credential-protected accounts, and we do not transfer, negotiate, or make decisions regarding any pension.
Start here
$99
Country Pension Identification Report, India
Within 24 to 48 hours
Full refund if we find nothing material.
Enhanced Pension Identification Report ($499): your Action Pack, a complete request pack for every fund we identify, written in your voice and ready to send, delivered within five working days of your intake form. Global Pension Identification Report ($799): the same across every country you worked in, up to all 41 we cover, within ten working days. Full refund if we find nothing material, decided at identification.
At the Country Report you contact the administrators yourself, using the routes in your report. On Enhanced and Global: We stay with your case after delivery. If an administrator asks you a question, refuses, or simply does not reply, send it to us and we will tell you exactly what to send next. That continues until every fund we identified has answered you, or the route is exhausted and we say so plainly.
Your India report, see the full sampleINDIA SAMPLEThis is the India sample, produced by the same methodology that runs every real case.Open the samplePensionHunter is a team of pension researchers working across 41 countries. We do not touch your money, we take no percentage, and every report is reviewed by a human before release.
Every line below is drawn from the verified country dossier. We never fabricate facts; candidate items are gated out of customer-facing copy.
A locked-but-still-growing EPF balance keyed to your UAN, most departed members have no idea it exists, that it is still earning, or that the EPS slice may be forfeit.
Inoperative + 7 unclaimed years → swept to the Senior Citizens Welfare Fund → refundable for 25 years from transfer → then escheats to the Central Government (Finance Act 2015 s.126), the only statutory extinguishment found.
Personal-record access wall: EPFO member portal, activated UAN + Aadhaar Face Authentication (UMANG) + Indian-mobile OTP (steep for departed expats)
A public establishment search exists at EPFO, but it is captcha-gated and built around the Indian-mobile + Aadhaar credential stack. The structural reality is that EPF entitlements are keyed to the UAN, a single lifelong number linking every Indian job, and a departed member who never activated their UAN often does not realise an active, dividend-earning balance is sitting under it.
From abroad: The wall here is credential-shaped, not distance-shaped: UAN activation, Aadhaar Face Authentication and Indian-mobile OTP are the access barriers that bite hardest on departed expats.
IN↔AE (EPF Para-69 + UAE gratuity, both claimable NOW, cleanest conversion story); IN↔UK/SG/CA.
Primary sources: epfindia.gov.in · Finance Act 2015 s.126
Worked in more than one country? One Global Pension Identification Report covers every country you worked in, up to all 41 we cover.
Whether anyone officially counts unclaimed pensions in India is a question with a published answer, and we keep it on one page: the India row on our pension scoreboard.
For pension schemes and trustees with members in India, see our cross-border member tracing services
A public establishment search exists at EPFO, but it is captcha-gated and built around the Indian-mobile + Aadhaar credential stack. The structural reality is that EPF entitlements are keyed to the UAN, a single lifelong number linking every Indian job, and a departed member who never activated their UAN often does not realise an active, dividend-earning balance is sitting under it.
The wall here is credential-shaped, not distance-shaped: UAN activation, Aadhaar Face Authentication and Indian-mobile OTP are the access barriers that bite hardest on departed expats.
Inoperative + 7 unclaimed years → swept to the Senior Citizens Welfare Fund → refundable for 25 years from transfer → then escheats to the Central Government (Finance Act 2015 s.126), the only statutory extinguishment found.
IN↔AE (EPF Para-69 + UAE gratuity, both claimable NOW, cleanest conversion story); IN↔UK/SG/CA.
Full refund. Our report is a fixed $99 fee; if it delivers nothing material, you pay nothing.
Specific situations we cover. For expats, returning citizens and cross-border workers.
The same kind of guide, other countries
Last reviewed: · Facts verified against the dossier-pipeline gate.
15 pages. 41 countries. Join the list to receive it.
Guide sent to every signup. Occasional PensionHunter updates only if you tick above. Unsubscribe any time.
Some clients order a Pension Identification Report for themselves. Many order it to get their affairs in order: one document their family can find, whatever happens.
We identify what is in your name in India and hand you the route in. $99, full refund if we find nothing material.
Find my pensions in IndiaImportant Information
PensionHunter is a research and administrative assistance service only. We search pension registries and employer records to identify whether pension entitlements may exist in your name, we do not provide financial advice, manage pension funds, arrange pension transfers, or assist with claiming or accessing pension funds.
PensionHunter is not regulated by the Employees' Provident Fund Organisation (EPFO) or any equivalent financial-services or pensions regulator in India. Our service is limited to research and information provision. We charge a fixed research fee paid in advance, Full refund if we find nothing material.
All decisions about your pension, including whether to contact providers, transfer funds, or take any other action, remain entirely yours. We strongly recommend consulting a qualified independent financial adviser regulated in your jurisdiction before making any decisions about any pension we locate.