Switzerland runs a free national search for pension benefits left behind by people who moved away, and it is one of the rare countries with no login wall in front of it. We identify what is in your name and hand you the route in. $99, full refund if we find nothing material.
If you worked in Switzerland and moved on, changed employers, or lost the paperwork years ago, you are in the right place. Pensions are rarely gone. Most of the time the scheme simply lost track of you.
What your Pension Identification Report delivers
Nobody sits between you and your pension. You act the moment the evidence lands.
For Switzerland, a Pension Identification Report identifies the named fund or administrator holding your pension, with the sourced route to contact them. Identification only. In the Enhanced Pension Identification Report and the Global Pension Identification Report we prepare a complete information request for every fund we identify, ready to send.
Identification & research only, no financial advice
Where you can use these routes yourself, use them. The free national vested-benefits search and the state contribution record are both reachable from abroad without a personal digital identity. The hard part is not access. It is that a Swiss career fragments across employers, cantons and short spells, and the pots sit in different institutions with no single thread tying them together.
Identification only. We do not open credential-protected accounts, and we do not transfer, negotiate, or make decisions regarding any pension.
Start here
$99
Country Pension Identification Report, Switzerland
Within 24 to 48 hours
Full refund if we find nothing material.
Enhanced Pension Identification Report ($499): your Action Pack, a complete request pack for every fund we identify, written in your voice and ready to send, delivered within five working days of your intake form. Global Pension Identification Report ($799): the same across every country you worked in, up to all 41 we cover, within ten working days. Full refund if we find nothing material, decided at identification.
At the Country Report you contact the administrators yourself, using the routes in your report. On Enhanced and Global: We stay with your case after delivery. If an administrator asks you a question, refuses, or simply does not reply, send it to us and we will tell you exactly what to send next. That continues until every fund we identified has answered you, or the route is exhausted and we say so plainly.
Your Switzerland report, see the full sampleSWITZERLAND SAMPLEThis is the Switzerland sample, produced by the same methodology that runs every real case.Open the samplePensionHunter is a team of pension researchers working across 41 countries. We do not touch your money, we take no percentage, and every report is reviewed by a human before release.
Every line below is drawn from the verified country dossier. We never fabricate facts; candidate items are gated out of customer-facing copy.
Switzerland holds vested 2nd-pillar benefits for people who left the country without transferring out, a category most departed workers do not realise applies to them. A hard age-100 forfeiture clock runs underneath it (first real forfeitures executed in 2024), and AHV state-pension arrears die on a rolling 5-year basis.
2nd-pillar vested benefits stay findable but are forfeited at age 100 (BVG Art. 41; heirs excluded); AHV arrears die on a rolling 5-year basis, apply at 72 and months older than 5 years are permanently gone. None of this is automatic.
Personal-record access wall: None at the central-search level, Switzerland is one of the rare no-wall countries for vested-benefits identification.
Switzerland is unusual: a free national vested-benefits search exists for people who left without transferring, and the AHV contribution record is obtainable without personal eID, where you can use these routes yourself, use them. The hard part isn't access; it's that a Swiss career fragments across employers, cantons and short spells, and the vested pots from each sit in different institutions with no single thread tying them together.
From abroad: Distance isn't the wall here, the search is reachable from abroad. The cross-border difficulty is that the institution holding each pot depends on which employer you had when, and that lineage isn't something a leaver typically remembers a decade out.
EU coordination; DE↔CH dual-minimum aggregation; per-treaty options.
Primary sources: Auffangeinrichtung / Zentralstelle 2. Säule · compenswiss / SAK Geneva (AHV)
Worked in more than one country? One Global Pension Identification Report covers every country you worked in, up to all 41 we cover.
Whether anyone officially counts unclaimed pensions in Switzerland is a question with a published answer, and we keep it on one page: the Switzerland row on our pension scoreboard.
For pension schemes and trustees with members in Switzerland, see our cross-border member tracing services
Switzerland is unusual: a free national vested-benefits search exists for people who left without transferring, and the AHV contribution record is obtainable without personal eID, where you can use these routes yourself, use them. The hard part isn't access; it's that a Swiss career fragments across employers, cantons and short spells, and the vested pots from each sit in different institutions with no single thread tying them together.
Distance isn't the wall here, the search is reachable from abroad. The cross-border difficulty is that the institution holding each pot depends on which employer you had when, and that lineage isn't something a leaver typically remembers a decade out.
2nd-pillar vested benefits stay findable but are forfeited at age 100 (BVG Art. 41; heirs excluded); AHV arrears die on a rolling 5-year basis, apply at 72 and months older than 5 years are permanently gone. None of this is automatic.
EU coordination; DE↔CH dual-minimum aggregation; per-treaty options.
Full refund. Our report is a fixed $99 fee; if it delivers nothing material, you pay nothing.
Specific situations we cover. For expats, returning citizens and cross-border workers.
The same kind of guide, other countries
Last reviewed: · Facts verified against the dossier-pipeline gate.
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Some clients order a Pension Identification Report for themselves. Many order it to get their affairs in order: one document their family can find, whatever happens.
We identify what is in your name in Switzerland and hand you the route in. $99, full refund if we find nothing material.
Find my pensions in SwitzerlandImportant Information
PensionHunter is a research and administrative assistance service only. We search pension registries and employer records to identify whether pension entitlements may exist in your name, we do not provide financial advice, manage pension funds, arrange pension transfers, or assist with claiming or accessing pension funds.
PensionHunter is not regulated by the 2nd Pillar Central Office (Zentralstelle 2. Säule) or any equivalent financial-services or pensions regulator in Switzerland. Our service is limited to research and information provision. We charge a fixed research fee paid in advance, Full refund if we find nothing material.
All decisions about your pension, including whether to contact providers, transfer funds, or take any other action, remain entirely yours. We strongly recommend consulting a qualified independent financial adviser regulated in your jurisdiction before making any decisions about any pension we locate.