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Find your lost pension in Ireland

There is no official Irish pension tracing service, so an Irish occupational pension or PRSA has to be traced employer by employer. We identify what is in your name and hand you the contact details and every contact route, ready to use. $99, full refund if we find nothing material.

Find my pensions in IrelandSee a sample report
  • ICO registered
  • No percentage, no commission
  • Refund if nothing material

Pensions Authority

Public scheme register

PRSAs + occupational

Common forgotten fund types

Thousands

Expats affected

If you worked in Ireland and moved on, changed employers, or lost the paperwork years ago, you are in the right place. Pensions are rarely gone. Most of the time the scheme simply lost track of you.

Irish workers who emigrated, particularly to USA, Australia, Canada, expats who worked in Ireland briefly and moved on, and people who changed jobs frequently in Ireland.

Why Irish pensions go missing, and what a Pension Identification Report finds

Ireland has no official tracing service that will tell you where your pension went. Occupational schemes and PRSAs sit with individual employers, trustees, and providers, and the only thread back to them is your employment history. Emigration finishes the job: statements keep going to an address you left years ago, and eventually the provider stops being able to reach you at all.

A PensionHunter Pension Identification Report works from what you already know, employer names and rough dates, and identifies the schemes, providers and administrators your Irish work history points to. One fixed fee, one clear picture, and a refund if we find nothing material.

What we search in Ireland

  • The Pensions Authority register of occupational schemes
  • Personal Retirement Savings Accounts (PRSAs)
  • Defined benefit and defined contribution schemes
  • AVC (Additional Voluntary Contributions) accounts
  • Insurance company pension products, Irish Life, Zurich, Aviva Ireland, New Ireland

Worked in Ireland and moved abroad?

Millions of people worked in Ireland during the Celtic Tiger years and beyond, built up pension entitlements, then emigrated. The pension provider sent statements to an old Dublin address. The pot sat there growing, unclaimed. We find it regardless of where you live now.

What your Pension Identification Report delivers

Nobody sits between you and your pension. You act the moment the evidence lands.

Honest access-map for Ireland: who holds it, who to contact, what to ask

For Ireland, the central record is not publicly searchable from your employment history alone. Your Pension Identification Report delivers the honest access-map: what exists, where your record sits, the deadlines and traps that affect your entitlement, the exact route in, and your entitlement position. At Enhanced and Global we prepare a complete information request for every fund we identify, ready to send. Not at Country level.

Identification & research only, no financial advice

Start here

$99

Country Pension Identification Report, Ireland

Within 24 to 48 hours

Find my pensions in Ireland

Full refund if we find nothing material.

Enhanced Pension Identification Report ($499): your Action Pack, a complete request pack for every fund we identify, written in your voice and ready to send, delivered within five working days of your intake form. Global Pension Identification Report ($799): the same across every country you worked in, up to all 41 we cover, within ten working days. Full refund if we find nothing material, decided at identification.

At the Country Report you contact the administrators yourself, using the routes in your report. On Enhanced and Global: We stay with your case after delivery. If an administrator asks you a question, refuses, or simply does not reply, send it to us and we will tell you exactly what to send next. That continues until every fund we identified has answered you, or the route is exhausted and we say so plainly.

Your Ireland report, see the full sampleIRELAND SAMPLEThis is the Ireland sample, produced by the same methodology that runs every real case.Open the sample

PensionHunter is a team of pension researchers working across 41 countries. We do not touch your money, we take no percentage, and every report is reviewed by a human before release.

How we workAbout us

Or do it yourself, here's what that takes

Doing it yourself

Means working through all of this:

  • Tracking down employers that merged, rebranded, or wound up
  • Navigating the Pensions Authority register, PRSAs, and Irish providers (Irish Life, Zurich, Aviva Ireland, New Ireland) separately
  • Writing to each provider and waiting weeks for replies
  • Working out which entitlements you actually have, in Ireland's system

What we do

Human experts + AI, fixed fee:

  • Registry searches across the public systems that apply to you (Country Pension Identification Report)
  • Employer tracing through decades of corporate change (Country Pension Identification Report)
  • A written shortlist of the schemes most likely to hold your entitlement, pay $99, see findings, then decide (refunded if nothing material)
  • Decide after the Pension Identification Report: act on the shortlist yourself, or go further. Search, $499: a complete request pack for every fund we identify, written in your voice and ready to send, within five working days of your intake form. Global, $799: the same across every country you worked in, up to all 41 we cover, within ten working days.

Identification only. We do not claim, transfer, negotiate, or make decisions regarding any pension.

Verified country facts

Every line below is drawn from the verified country dossier. We never fabricate facts; candidate items are gated out of customer-facing copy.

Why it matters

There is no official Irish pension-tracing service, and EU contributions can combine with Irish PRSI for a pro-rata State Pension (minimum 52 Irish reckonable contributions).

If you do nothing

A preserved DB benefit revalues at the lesser of CPI/4%; there is no statutory forfeiture of an unclaimed preserved occupational pension, but every month of unclaimed State Pension past entitlement age is forfeited (limited backdating).

Deadlines that matter in Ireland

  • SPC backdating: 6 months maximum backdating on the State Pension (Contributory)
  • Voluntary PRSI window: 60-month (5-year) application window from the end of the last compulsory-contribution year (high rate 6.6%, min €500/yr)

How records are reached

Personal-record access wall: MyGovID (the personal PRSI record / MyWelfare)

There is no official Irish pension-tracing service, the EIOPA IORP register lists trustees and schemes of 12+ members but does not map employer to scheme, and Ireland is the only-tracing-route market in our fleet for the pre-2026 era. The depth here is on the state side: EU contributions can combine with as little as 52 Irish reckonable PRSI contributions for a pro-rata State Pension.

From abroad: No part of Irish pension tracing gets easier or harder by being abroad, the absence of a tracing service applies equally everywhere, and the work is the same.

Cross-border

EU pro-rata (52-Irish-week floor); Ireland↔UK CTA convention preserves reciprocal rights; bilateral agreements (AU, CA, US).

Primary sources: register.eiopa.europa.eu · gov.ie / citizensinformation.ie · pensionsauthority.ie

Worked in more than one country? One Global Pension Identification Report covers every country you worked in, up to all 41 we cover.

See all countries

Irish pension cohorts

Cohort-specific guidance for people with Irish entitlements who have since moved abroad.

Whether anyone officially counts unclaimed pensions in Ireland is a question with a published answer, and we keep it on one page: the Ireland row on our pension scoreboard.

Confirmed by the body, 7 Aug 2026

For pension schemes and trustees with members in Ireland, see our cross-border member tracing services

Questions people ask before they start

How long does an Irish pension search take?

Country Pension Identification Report: within 24 to 48 hours. Enhanced and Global Pension Identification Reports: full report within five working days of your intake form. Pension providers typically take 4-12 weeks to respond to enquiries. You send the requests and we answer your questions by email about whatever comes back, on your workplace and state pension alike, for as long as your case is open.

Do I need my PPS number?

It helps but is not required. We can search with your employer details and personal information.

Can you find pensions from the 2000s?

Yes. Our researchers trace employer records going back decades, including companies that have merged or closed.

I live outside Ireland, can you still find my pension?

Absolutely. We find Irish pensions regardless of where you currently live.

How do I find a forgotten pension in Ireland?

To find a lost Irish pension, you need to trace occupational pension schemes, PRSAs and defined benefit arrangements from former employers. The Pensions Authority maintains public information on schemes, but navigating it from abroad is difficult. PensionHunter researches likely Irish schemes using Pensions Authority public information and traces employer records going back decades, including companies that have since merged or closed. At Enhanced Pension Identification Report ($499) and Global Pension Identification Report ($799), we prepare a complete request pack for each fund we identify, written and ready to send under your signed Information Request Authority (IRA). Country Pension Identification Report ($99) is identification-only and does not require an IRA.

Ireland expat guides

Specific situations we cover. For expats, returning citizens and cross-border workers.

Find a lost Irish pension from abroad

Occupational schemes and the Pensions Authority route for former Ireland workers.

Read guide

The same kind of guide, other countries

See also

Last reviewed: · Facts verified against the dossier-pipeline gate.

Free: The Complete Guide to Finding Forgotten Pensions Abroad

15 pages. 41 countries. Join the list to receive it.

Guide sent to every signup. Occasional PensionHunter updates only if you tick above. Unsubscribe any time.

Some clients order a Pension Identification Report for themselves. Many order it to get their affairs in order: one document their family can find, whatever happens.

We identify what is in your name in Ireland and hand you the contact details and every contact route, ready to use. $99, full refund if we find nothing material.

Find my pensions in Ireland

Important Information

PensionHunter is a research and administrative assistance service only. We search pension registries and employer records to identify whether pension entitlements may exist in your name, we do not provide financial advice, manage pension funds, arrange pension transfers, or assist with claiming or accessing pension funds.

PensionHunter is not regulated by the Central Bank of Ireland or any equivalent financial-services or pensions regulator in Ireland. Our service is limited to research and information provision. We charge a fixed research fee paid in advance, Full refund if we find nothing material.

All decisions about your pension, including whether to contact providers, transfer funds, or take any other action, remain entirely yours. We strongly recommend consulting a qualified independent financial adviser regulated in your jurisdiction before making any decisions about any pension we locate.