Japan holds your record under a basic pension number, and the login for the online service arrives by postcard to whatever overseas address the system last had for you. We identify what is in your name and hand you the route in. $99, full refund if we find nothing material.
If you worked in Japan and moved on, changed employers, or lost the paperwork years ago, you are in the right place. Pensions are rarely gone. Most of the time the scheme simply lost track of you.
What your Pension Identification Report delivers
Nobody sits between you and your pension. You act the moment the evidence lands.
For Japan, the central record is not publicly searchable from your employment history alone. Your Pension Identification Report delivers the honest access-map: what exists, where your record sits, the deadlines and traps that affect your entitlement, the exact route in, and your entitlement position. The record in Japan sits behind a national credential wall (My Number / Nenkin Net), often keyed to a residency status that no longer applies to departed expats. This is exactly why the human tier exists here: automation can map the door, but it cannot walk through a credential wall for a departed expat. In the Enhanced Pension Identification Report and the Global Pension Identification Report, under your signed Information Request Authority (IRA) the PensionHunter research team prepares your information request for the authority through the official channel, written and ready for you to send, the work no chatbot or portal can do.
Identification & research only, no financial advice
The wall in Japan is paper-mail latency and stale registered data rather than an outright ban. The online service is usable from overseas once the posted user ID reaches you, and a mailed record statement is the alternative. The Japan Pension Service process is free, and we say so plainly.
Identification only. We do not open credential-protected accounts, and we do not transfer, negotiate, or make decisions regarding any pension.
Start here
$99
Country Pension Identification Report, Japan
Within 24 to 48 hours
Full refund if we find nothing material.
Enhanced Pension Identification Report ($499): your Action Pack, a complete request pack for every fund we identify, written in your voice and ready to send, delivered within five working days of your intake form. Global Pension Identification Report ($799): the same across every country you worked in, up to all 41 we cover, within ten working days. Full refund if we find nothing material, decided at identification.
At the Country Report you contact the administrators yourself, using the routes in your report. On Enhanced and Global: We stay with your case after delivery. If an administrator asks you a question, refuses, or simply does not reply, send it to us and we will tell you exactly what to send next. That continues until every fund we identified has answered you, or the route is exhausted and we say so plainly.
Your Japan report, see the full sampleJAPAN SAMPLEThis is the Japan sample, produced by the same methodology that runs every real case.Open the samplePensionHunter is a team of pension researchers working across 41 countries. We do not touch your money, we take no percentage, and every report is reviewed by a human before release.
Every line below is drawn from the verified country dossier. We never fabricate facts; candidate items are gated out of customer-facing copy.
The 2017 retroactive 10-year rule (qualifying period cut 25→10 years; ~640,000 instantly eligible) means ex-Japan workers with 4 to 9 years + totalized agreement-country periods hold LIVE unclaimed pensions, while taking the departing-foreigner lump sum PERMANENTLY erases that totalization credit.
The record persists, but the 5-year back-pay prescription erodes arrears monthly for the retroactively-eligible; an unmoved DC pot auto-transfers to the NPFA after 6 months and sits in cash, fee-leaking.
Personal-record access wall: Nenkin Net (user-ID arrives by POSTCARD to the overseas address) / My Number Card (deactivated for most leavers)
Nenkin Net usable from overseas (postcard latency); mailed Nenkin Teikibin record statement
From abroad: The wall is paper-mail latency + stale registered data, not an outright ban
24 totalization agreements; UK/Korea/China/Italy contributions-only (do NOT help reach 120 months).
Primary sources: nenkin.go.jp · nta.go.jp (tax) · mhlw.go.jp
Worked in more than one country? One Global Pension Identification Report covers every country you worked in, up to all 41 we cover.
Whether anyone officially counts unclaimed pensions in Japan is a question with a published answer, and we keep it on one page: the Japan row on our pension scoreboard.
For pension schemes and trustees with members in Japan, see our cross-border member tracing services
Nenkin Net usable from overseas (postcard latency); mailed Nenkin Teikibin record statement
The wall is paper-mail latency + stale registered data, not an outright ban
The record persists, but the 5-year back-pay prescription erodes arrears monthly for the retroactively-eligible; an unmoved DC pot auto-transfers to the NPFA after 6 months and sits in cash, fee-leaking.
24 totalization agreements; UK/Korea/China/Italy contributions-only (do NOT help reach 120 months).
Full refund. Our report is a fixed $99 fee; if it delivers nothing material, you pay nothing.
Specific situations we cover. For expats, returning citizens and cross-border workers.
The same kind of guide, other countries
Last reviewed: · Facts verified against the dossier-pipeline gate.
15 pages. 41 countries. Join the list to receive it.
Guide sent to every signup. Occasional PensionHunter updates only if you tick above. Unsubscribe any time.
Some clients order a Pension Identification Report for themselves. Many order it to get their affairs in order: one document their family can find, whatever happens.
We identify what is in your name in Japan and hand you the route in. $99, full refund if we find nothing material.
Find my pensions in JapanImportant Information
PensionHunter is a research and administrative assistance service only. We search pension registries and employer records to identify whether pension entitlements may exist in your name, we do not provide financial advice, manage pension funds, arrange pension transfers, or assist with claiming or accessing pension funds.
PensionHunter is not regulated by the Japan Pension Service (JPS) or any equivalent financial-services or pensions regulator in Japan. Our service is limited to research and information provision. We charge a fixed research fee paid in advance, Full refund if we find nothing material.
All decisions about your pension, including whether to contact providers, transfer funds, or take any other action, remain entirely yours. We strongly recommend consulting a qualified independent financial adviser regulated in your jurisdiction before making any decisions about any pension we locate.