The average offshore worker with 20 years of international experience has pension contributions sitting unclaimed in 3 to 5 countries. Most never claimed a single one.
When you moved from Nigeria to Malaysia to UAE to Australia your pension contributions did not follow you. They stayed in each country, in national pension funds, employer schemes and government registries, waiting to be claimed. For offshore workers and oil and gas pension tracing, this is the single biggest source of forgotten money.
Most offshore workers assume their employer handled international pension research. Most did not. Whether it is EPF Malaysia oil worker contributions, DEWS UAE expat pension entitlements, or Australian superannuation, the money is still there. Our multi-country pension search finds it.
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United Kingdom
Workplace Pension Scheme
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Australia
Superannuation
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Malaysia
EPF, Employees Provident Fund
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UAE
DEWS, Dirhams End of Work Scheme
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Singapore
CPF, Central Provident Fund
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Ireland
Occupational Pension Scheme
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Canada
RPP, Registered Pension Plan
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South Africa
Retirement Annuity Fund
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New Zealand
KiwiSaver
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Hong Kong
MPF, Mandatory Provident Fund
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Netherlands
Pensioen
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Tell us every country you have worked in and every employer, including companies that no longer exist, were acquired or changed names. Approximate dates are fine.
Our research team uses AI technology to search pension registries, trace employer records through decades of mergers and acquisitions, and identify every potential entitlement in your name.
We prepare a complete information request for every fund we identify, written and ready to send, in the correct language for each country, drawing on your signed Information Request Authority.
You receive your Action Pack setting out every administrator we identified and how to reach each one, together with your prepared requests, within five working days of your intake form. Every entitlement identified, every next step explained, and we answer your questions about whatever comes back, on your workplace and state pension alike, for as long as your case is open.
Your employer from 1998 may have been acquired three times. We trace the chain to find where your pension obligation ended up.
Even 12 months in a country creates a pension entitlement. Short contracts are the most commonly forgotten.
Contractors who worked for different companies in the same country often have multiple separate entitlements.
Working in Nigeria, Kazakhstan or Qatar creates entitlements in some of the world's most complex pension systems. We navigate all of them.
Common patterns across the oil and gas careers we research. No two cases are identical, every search reports only what the registries and provider records actually show.
Workers with careers across Nigeria, Malaysia, UAE and Australia typically have separate entitlements in each country's national pension or provident fund.
UK pensions accrued through multiple operators and service companies, often held by successor administrators after corporate restructures.
Combinations such as CPF (Singapore), EPF (Malaysia), DEWS (UAE) and Superannuation (Australia) sitting alongside UK workplace pensions from earlier in the career.
Fixed Research Service Fee
$799
Multi-country search
Fixed fee, no success fees, no commission
✓ Fully Full refund if we find nothing material.
Fixed Fee
$799
Multi-country search
One payment, nothing more ever
✓ Fully Full refund if we find nothing material.
Not sure if you have anything? Check your pension probability free first
Yes. This is one of the most common situations we handle. We trace employer records through company closures, mergers and acquisitions going back decades. The pension obligation transfers with the company, we find who holds it now.
Yes. Even short contracts create pension entitlements. Some of the largest forgotten pensions we find are from contracts of less than a year.
It depends on the country and the contract structure. Some countries mandate pension contributions for contractors. We search regardless and report exactly what we find.
It is almost certainly still there. Employer contributions stay in the pension fund regardless of whether you knew about them. We find it.
We currently cover 41 countries with more being added. If you worked in countries outside our current coverage we will tell you clearly and search every country we do cover.
Read our complete guide: How To Find Pension Contributions From Every Country You Worked In
Start your multi-country search today. five working days of your intake form to your report. Full refund if we find nothing material.
PensionHunter provides pension research and administrative assistance only. Not regulated by the Financial Conduct Authority or any equivalent financial regulator. All decisions about your pension remain entirely yours. Please consult a qualified independent financial adviser before making any pension decisions. Case values shown are illustrative examples, individual results vary.