Worked abroad? Your foreign pension savings may still be waiting.
Millions of Americans worked internationally, on assignment, on visa, or as permanent expats. Pension contributions made abroad do not follow you home. We find them across 41 countries and report back within five working days of your intake form.
Who this is for
- Americans who worked in the UK on assignment or visa
- Americans who worked in Australia, including on working holiday visas
- Americans who worked in Netherlands, Singapore, Hong Kong or UAE
- Americans who worked for multinational companies with overseas postings
- Americans who hold dual citizenship and worked in their home country
- Americans who studied abroad and worked part time
What we search
US tax note
Foreign pension income is generally reportable and may be taxable in the USA. We recommend consulting a US tax adviser familiar with foreign pension income and FBAR requirements before claiming. PensionHunter does not provide tax advice.
How it works
- 1You complete our online form, takes 10 minutes, listing every country you worked in and your employers
- 2You sign an Information Request Authority authorising us to request information from pension providers as part of the research
- 3We search every relevant registry across all countries listed
- 4Within five working days of your intake form you receive a full written report of everything we found
- 5You receive a complete information request for every fund we identify, written and ready to send, and we answer your questions about whatever comes back, on your workplace and state pension alike, for as long as your case is open
- 6When a pension is located we deliver your full report, there is no success fee, no commission, and no further payment. Your fixed research service fee covers the work in full
"Worked in London 2003–2008 on assignment for a US bank. Never thought about the UK pension. PensionHunter identified a UK workplace pension from my London employer. Had completely forgotten it existed."
Michael T.
48, New York
More for Americans with pensions abroad
Specific cohorts and search paths for Americans with a working history outside the US.
Claim UK pension from USA
Tax treaty, FBAR, no QROPS
Claim UK pension from Australia
For Americans who later moved to Australia
Find UK pension while abroad
General overseas search guidance
Country-pair pension pages
Worked in two countries, one page for both
Oil & gas expats
Offshore and rotational workers across multiple jurisdictions
Pension search questions, answered
Forgotten pensions, closed employers, timing
Frequently asked questions
I worked in the UK on a US company assignment, do I have a UK pension?
Almost certainly yes if you were employed locally by a UK entity and paid UK National Insurance contributions. US companies with UK operations typically enrol UK-based employees in workplace pension schemes. At Enhanced Pension Identification Report tier, we prepare a complete request pack for each fund we identify, written and ready to send under your signed Information Request Authority (IRA).
How do I access a UK pension from the USA?
You can claim a UK pension from anywhere in the world. The process involves contacting the pension provider with proof of identity and bank details for international transfer. We provide you with the provider's contact details and all information needed, you contact them directly.
Do I need a UK bank account to receive my pension?
No. Most UK pension providers can transfer to international bank accounts. Some charge a small transfer fee. We confirm the options available for your specific provider.
What documents do I need?
Your passport, proof of your US address, and as much employment history as you can recall. Approximate dates and employer names are fine, we research the details.