How to ask ChatGPT or Claude where your pensions from working abroad are

An AI assistant cannot find your lost pension abroad on its own: it cannot see your records, log in to a pension portal for you or name the scheme that holds your money. What it can do, if you ask well, is tell you which countries in your working life probably hold pension money in your name and why the official self-service route tends to fail from abroad. Connected to PensionHunter, it answers from sourced, dated facts instead of whatever it last read on the open web.

We set out the limits on our page Can AI find my pension?. This post is the practical companion: what to type, how to connect us, and where the answers stop.

What should I tell the AI, and what should I leave out?

Give it three things only: the countries you worked in, the years, and the employer names. Leave out passport, national insurance, social security, tax and pension reference numbers, addresses and documents. None of them is needed for these questions. Our connector stores nothing it receives; what you type into the chat itself is governed by your assistant's own settings.

What can I type? Prompts you can copy

Replace the parts in square brackets. Each prompt asks for a source and a date on every fact, the quickest way to see whether an answer rests on anything.

If you worked in several countries

I worked in these countries and want to know where pension money may have been set aside in my name:
[Country], [first year] to [last year], employer: [employer name, legal form and city]
[Country], [first year] to [last year], employer: [employer name, legal form and city]
For each country, tell me whether a state or workplace pension was likely to build up, why the official online service may not work for someone living abroad, and any dated deadline that applies. Give a source and the date you checked for every fact, and say when you are not sure.
I am giving you only countries, years and employer names. Do not ask me for ID numbers.

If you worked in one country

I worked in [country] from [first year] to [last year] for [employer name and city]. I now live in [country of residence].
What pension money was normally set aside for someone in that job and period, and what stops someone abroad from checking it themselves? Give a source and the date you checked for every fact.
I am giving you only a country, years and an employer name. Do not ask me for ID numbers.

If your employer merged or changed its name

From [first year] to [last year] I worked for [employer name as it was then, with legal form and city] in [country]. I believe it later merged or was renamed, possibly as [later name, if known].
Which country does this employer point to, and what kinds of pension would an employee there have built up? Do not guess the scheme or today's administrator. If you cannot source something, say so.
I am giving you only countries, years and employer names. Do not ask me for ID numbers.

Include the legal form and city if you know them. Our connector places an employer from evidence in the name itself, such as a city or a legal form like B.V. or GmbH. It does not trace mergers, and a bare name with no such clue comes back unplaced rather than guessed.

If you are asking about a parent who has died

My [mother or father] has died. They worked in [country] from [first year] to [last year] for [employer name and city], and in [country] from [first year] to [last year] for [employer name and city].
Which of these countries may hold pension money from their working life, and do any dated deadlines apply after a pension holder has died? Give a source and the date you checked for every fact.
I am giving you only countries, years and employer names. Do not ask me for ID numbers or documents.

Saying that the person has died matters: our work history tool uses it only to decide which dated obligations apply. Our estate search page explains how we help families.

How do I connect PensionHunter to my assistant?

Our connector is a small public server that assistants attach to. It is free, needs no account or key, and its four tools only read. Its address is:

https://mcp.pensionhunter.ai

It is listed in three places:

• Claude's connector directory: claude.ai/directory/pensionhunter.
• The official MCP Registry, under the name ai.pensionhunter/pensionhunter. Its registry entry gives the address above as its remote server (Source: registry.modelcontextprotocol.io, read 13 October 2026).
• Our [connector page](/mcp), with setup steps for Claude, ChatGPT, Grok, Gemini and open source clients, read from each vendor's documentation.

In Claude, custom connectors are available on the Free, Pro, Max, Team and Enterprise plans, and a Free account can add one custom connector (Source: support.claude.com, read 13 October 2026). On Pro and Max you go to Customize, then Connectors, choose Add, then Add custom connector, and paste the address. In a chat, the plus button at the lower left opens Connectors, where you switch it on for that conversation (Source: support.claude.com, read 13 October 2026). On Team and Enterprise plans an Owner adds it for the organisation first.

In ChatGPT, OpenAI's developer documentation describes adding a custom MCP server from ChatGPT's Plugins page, and says that account and workspace policies apply (Source: developers.openai.com, read 13 October 2026). Whether your account offers this depends on your plan and workspace, so check our connector page and OpenAI's help pages first.

Anthropic advises connecting only to servers you trust, because custom connectors have not been verified by Anthropic (Source: support.claude.com, read 13 October 2026). That applies to ours too. Developers can call the same tools as plain JSON, described on our developers page.

What can the AI tell me with the connector, and without it?

With the connector on, your assistant can ask us which countries we cover (also on our countries page), a country's sourced facts, whether a pension is likely to exist for each country and period in a work history, why self-service fails from abroad, and which country an employer name points to.

Every fact comes back with its source and read date. For work in the Netherlands, for example, it returns that each insured year builds an equal share of the full AOW state pension, sourced to svb.nl, and that Mijn Pensioenoverzicht is login-only with DigiD or eIDAS, with no postal route, both read by us on 3 October 2026. See our Netherlands page and UK page for more. What national pension authorities have told us in writing, quoted and dated, is on our answers page.

Without the connector, the assistant answers from the open web, which may be out of date or simply wrong. With or without it, the AI cannot see your records, cannot log in for you and does not name the scheme holding your record. That last part is the work in our paid report.

When do I need a report?

You need a report when knowing that money probably exists is not enough and you want to know which scheme holds it, who administers it today and how to reach them. Our Country Pension Identification Report covers one country; our Global Pension Identification Report covers every country you worked in. Both are fixed fee, with prices on our pricing page, and you can order here. Not sure yet? Start with our free pension checker and our deadlines page.

Frequently asked questions

Can AI find my lost pension abroad?

Not on its own. It cannot see your records, log in to a national portal for you or name the scheme that holds your money. It can tell you which countries probably hold pension money from your working life and why self-service fails from abroad, and with the PensionHunter connector each answer carries a source and a date.

Is it safe to tell ChatGPT or Claude where I worked?

Give only countries, years and employer names. Never share ID numbers or documents in a chat. Our connector stores nothing it receives.

Does the PensionHunter connector cost anything?

No. It is free and needs no account or key. Each answer ends with a short description of our report and an order link.

Can the AI tell me which scheme holds my pension?

No. The named scheme, its administrator today and how to reach them are in our paid report.

What if my old employer no longer exists under that name?

Give the name as it was then, with its city and legal form, plus any later name you know. The connector can place that name in a country. Following a merger to the scheme holding the record today is part of our report.