Find Lost KiwiSaver Account

KiwiSaver has been automatically enrolling New Zealand workers since 2007. If you have ever worked in New Zealand, even briefly on a working holiday, your employer was required to enrol you. Millions of KiwiSaver accounts now sit forgotten, particularly among workers who have since left the country.

The scale of the problem is significant. New Zealand's Inland Revenue holds records of every KiwiSaver account, but tracking down your specific provider after years abroad requires navigating a fragmented system of over 30 registered providers.

Why KiwiSaver accounts get lost

Workers leave New Zealand and forget contributions were being made. Providers send statements to old New Zealand addresses. People change names through marriage. Employers enrolled workers automatically without the worker fully understanding the process.

How PensionHunter finds your KiwiSaver

We research the 30+ registered KiwiSaver providers, ANZ, ASB, BNZ, Westpac, Fisher Funds, Milford, Simplicity, SuperLife and others, using your employment history, then prepare a complete request pack for each fund we identify, written and ready to send under your signed Information Request Authority (IRA). We do not access myIR or RealMe-protected Inland Revenue systems.

Emigrant withdrawal rights

If you have permanently emigrated from New Zealand and have lived outside the country for at least 12 months, you are eligible to withdraw your entire KiwiSaver balance as a lump sum. This is a significant entitlement that thousands of Kiwis abroad have never claimed.

Start your KiwiSaver search for $499. [Start now](/start). Full refund if we find nothing material. Learn more about [New Zealand pensions](/new-zealand).