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Greece, research page

The fund is gone. The record is not.

From 1 January 2017 all existing main social insurance bodies in Greece were integrated into e-EFKA automatically, by operation of law, needing no act by the insured person.

  • IKA-ETAM
  • ETAP-MME
  • ETAA
  • OAEE
  • OGA
  • NAT
  • TAYTEKO
  • ETAT

From 1 March 2020, under Law 4670/2020, EFKA was renamed e-EFKA and ETEAEP was integrated into it.

The records survived, not just the liabilities.

e-EFKA Circular 48 of 31 October 2023, governing the online Summary and Detailed Insurance History, breaks the record down per former Body: OAEE, ETAA-TSMEDE, ETAA-TSAY, ETAA-TAN and OGA to 31 December 2016, and e-EFKA from 1 January 2017. The live system still shows your time under the dead fund's name, and a current service is named, in translation, "Electronic Application for Auxiliary Pension of the former ETEAM".

If you worked in Greece before 2017 you remember a fund name, IKA, OAEE, OGA, TSMEDE or TSAY, that no longer exists. The entitlement was not lost, and e-EFKA still indexes it under that name.

Sources: e-efka.gov.gr, about e-EFKA, efka.gov.gr, e-EFKA, e-EFKA Circular 48 of 31 October 2023, e-EFKA, electronic services for pensioners

Three separate entitlements, three separate forms

A main pension (kyria syntaxi), an auxiliary pension (epikouriki syntaxi) and a one-off lump sum (efapax) are distinct. Different funds, different forms, and no single application covering all three. e-EFKA lists the auxiliary application separately, and its pension application service covers main pension, survivor pension, transfer on death and lump sum, with a separate form per benefit.

The auxiliary layer has its own dead names

ETEAEP lists the following legacy funds.

  • TEADY
  • TEAPOKA
  • TADKY
  • TEAYEK
  • DEI
  • OTE
  • ELTA
  • TEAD
  • TEAEX
  • TEAPYK
  • TSMEDE (A)
  • TAS

Note DEI (electricity), OTE (telecoms) and ELTA (post). These are employer funds that nobody thinks to look for.

eteaep.gov.gr

A no on one layer says nothing about the others.

Source: e-EFKA, electronic pension application

Everything runs on application

e-EFKA's electronic service says it gives you the ability to submit an application electronically, and e-EFKA publishes a form titled, in translation, "Application for the grant of a pension from a country abroad".

On notification we say only this: no official source we could read imposes any duty on e-EFKA to trace or notify former contributors abroad. We do not upgrade that into a claim about what Greece does or does not send.

The corollary matters more than the point itself. The Greek entitlement is not paid because you asked for a pension elsewhere without declaring the Greek years.

Sources: apps.e-efka.gov.gr, electronic application service, e-EFKA, international social security matters

Fifteen years, 4,500 days, and the years that count from elsewhere

The Greek minimum is 15 years, which e-EFKA expresses as 4,500 days. Age 67 for a full pension with at least 15 years (4,500 days). Age 62 for a reduced pension on the same 15 years. Age 62 for a full pension with 40 years (12,000 days). The European Commission 2025 guide confirms the same minimum.

Never read the floor without aggregation beside it. Under EU law the pension authority has to take into account all the periods you have worked in other EU countries as if you had been working in that country all along.

So someone with six Greek years assumes they are below the floor and gives up, when their German or Dutch years open the Greek right and Greece then pays pro rata for its own six.

Outside the EU, e-EFKA publishes bilateral agreements with Egypt, Argentina, Australia, Venezuela, Brazil, the United States, Canada, Quebec, Libya, Moldova, New Zealand, Ontario, Uruguay, Serbia, Syria. Quebec and Ontario are listed separately from Canada. We could not read those texts, so this page is silent on whether they add periods toward the Greek minimum.

Sources: e-EFKA, old-age pension conditions, European Commission, Your social security rights in Greece, 2025 edition, Your Europe, state pensions abroad

The official route, and the exact record to ask for

Ask for the Summary and Detailed Insurance History, the Synoptiko kai Analytiko Istoriko Asfalisis. It is the full record broken down per former fund, and under Circular 48 of 31 October 2023 it covers all e-EFKA insured persons.

e-EFKA, Summary and Detailed Insurance History, the login page

e-EFKA's own caveat on its separate Individual Insurance Account is that it is purely informational and not an insurance certificate. These records tell you what you have. They are not the application, and no third party accepts them as proof.

Credentials

Circular 48 requires TAXISnet credentials, AMKA and AFM. AMKA is the social security registry number, AFM the tax number, and TAXISnet the national login. The login page offers TAXISnet or e-EFKA/KEAO credentials, plus New User Certification.

If the AMKA is forgotten, amka.gr advertises a lookup of your AMKA and a check of your details. That is all we say about it, because the site did not render for us.

amka.gr

If you have no Greek credentials

No official page we read sets out how to get TAXISnet or e-EFKA/KEAO credentials from abroad, nor the path for someone who has only an old fund registry number, an AM, and no AMKA. Both situations go to the directorate listed below.

Cost and language

No fee is stated on any official record page. The site has Greek and English paths, but the record and login screens we saw were Greek only.

The one amount on this page, with its date attached

446.87 euro per month, the full national pension amount from 1 January 2026, as stated by e-EFKA.

That figure belongs to that date and nothing else. It is not a statement of what any individual will receive.

Source: e-EFKA, amount of the old-age pension

Where to apply if you live abroad

The EU rule comes first. You apply to the pension authority in the country where you are living or you last worked, so a person in Germany who worked in Greece lodges one claim where they live and it is passed on.

One point is unresolved and we will say so. e-EFKA also publishes its own form for people resident abroad, and we could not establish which route it prefers, or whether an EU resident may lodge directly.

UnitEmail and phoneUse it for
General Directorate of International Cooperations30 Patission Street, Athens 10677, Greecegd.international@efka.gov.gr
+30 210 6783696
The directorate itself.
EU Insurance, Pensions and Health Benefitstm.asf.sint.par.ee@efka.gov.gr
+30 210 6783695
For EU-based claimants.
Electronic Exchanges and Insurance Historytm.eanta.asfist@efka.gov.gr
+30 210 6783646
For records and periods.
International Social Security Agreementstm.dska@efka.gov.gr
+30 210 6783682
For non-EU states.

Sources: e-EFKA, General Directorate of International Cooperations, e-EFKA, contact, Your Europe, state pensions abroad

e-EFKA promotes 1555 as a free citizen service line for employment and insurance matters, 24 hours a day, 365 days a year. It is a short code with no published international number, so do not try to call it from abroad. Use the +30 210 numbers above, or webchannel.1555.gov.gr.

What to gather before applying

  • AMKA, AFM, and TAXISnet or e-EFKA/KEAO credentials.
  • Every Greek fund name you were insured with, because the record is indexed per former fund.
  • Old insurance booklets and AM numbers. If they are lost, e-EFKA still runs a declaration-of-loss form category.
  • Employer registration numbers, AME and AMOE, and the from and to dates of each Greek employment, because the records are searchable by them.
  • For the auxiliary and lump-sum entitlements, the auxiliary fund name.
  • For aggregation, every country you were insured in, with dates, because EU periods cannot be counted if they are not declared.

The official abroad-resident form was unreadable to us, so this is not an official checklist.

Honest rule-outs

  • No TEKA account if you were born before 1 January 2004 and were not a new entrant to the Greek labour market from 1 January 2022. TEKA states that it covers those born after 1 January 2004 and new entrants from 1 January 2022. That person belongs in the ETEAEP-legacy auxiliary layer instead.
  • Under Greek pension age, nothing is payable yet. The record still exists, and the insurance history service is open at any age.
  • Fewer than 4,500 days and no insurance in any EU, EEA or agreement state means you do not meet the minimum. Read that only beside aggregation, which defeats it in almost every case.

TEKA source: teka.gov.gr

What is not a valid rule-out

  • Your old fund no longer existing. The funds were integrated automatically and the record persists per former fund. This is the commonest false stop in Greece.
  • A refusal on the main pension. It says nothing about the auxiliary pension or the lump sum, which are separate entitlements with separate forms.
  • No AMKA and only an old fund registry number. That is not a self-service situation, so route it to the General Directorate of International Cooperations.

Questions

The Greek fund I paid into no longer exists. Is the entitlement gone?

No. From 1 January 2017 all existing main social insurance bodies in Greece were integrated into e-EFKA automatically, by operation of law, needing no act by the insured person: IKA-ETAM, ETAP-MME, ETAA, OAEE, OGA, NAT, TAYTEKO and ETAT. From 1 March 2020, under Law 4670/2020, EFKA was renamed e-EFKA and ETEAEP was integrated into it. The records survived, not just the liabilities, and e-EFKA still indexes your time under the former fund's name.

Is one Greek application enough for everything?

No. A main pension (kyria syntaxi), an auxiliary pension (epikouriki syntaxi) and a one-off lump sum (efapax) are distinct entitlements with different funds and different forms, and no single application covers all three. e-EFKA lists the auxiliary application separately, and its pension application service covers main pension, survivor pension, transfer on death and lump sum, with a separate form per benefit.

I only have six Greek years. Am I below the Greek minimum?

Not necessarily. The Greek minimum is 15 years, which e-EFKA expresses as 4,500 days: age 67 for a full pension with at least 15 years (4,500 days), age 62 for a reduced pension on the same 15 years, and age 62 for a full pension with 40 years (12,000 days). But under EU law the pension authority has to take into account all the periods you have worked in other EU countries as if you had been working in that country all along. German or Dutch years can open the Greek right, and Greece then pays pro rata for its own six.

Where do I apply if I live abroad?

Under the EU rule you apply to the pension authority in the country where you are living or you last worked, so a person in Germany who worked in Greece lodges one claim where they live and it is passed on. e-EFKA also publishes its own form for people resident abroad, and we could not establish which route it prefers, or whether an EU resident may lodge directly. Cross-border questions go to e-EFKA's General Directorate of International Cooperations.

What should I gather before applying?

AMKA, AFM, and TAXISnet or e-EFKA/KEAO credentials. Every Greek fund name you were insured with, because the record is indexed per former fund. Old booklets and AM numbers, with e-EFKA still running a declaration-of-loss form category if they are lost. Employer registration numbers, AME and AMOE, and the from and to dates of each Greek employment. The auxiliary fund name for the auxiliary and lump-sum entitlements. And every country you were insured in, with dates, because EU periods cannot be counted if they are not declared. The official abroad-resident form was unreadable to us, so this is not an official checklist.

What is not a valid reason to stop looking at Greece?

Your old fund no longer existing, because the funds were integrated automatically and the record persists per former fund. A refusal on the main pension, because it says nothing about the auxiliary pension or the lump sum. And having no AMKA and only an old fund registry number, which is not a self-service situation and should go to the General Directorate of International Cooperations.

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