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After leaving Norway

Your pension after leaving Norway

OTP has been mandatory since 2006, so every Norwegian job exit mints a pensjonskapitalbevis, a paid-up capital certificate held by a private provider, dormant and claim-triggered until pension age, potentially one per job, that a departed worker almost certainly does not know exists.

Start a $99 Country Pension Identification Report

Full refund if we find nothing material.

Verified country facts

Every line below is drawn from the verified country dossier. We never fabricate facts; candidate items are gated out of customer-facing copy.

Time-critical dates

  • NAV processing: Apply ahead, ~4 months if living in another EEA country, ~8 months outside the EEA
  • Flexible withdrawal: Between 62 and 75

How records are reached

Personal-record access wall: Norsk Pensjon / NAV "Din pensjon" via BankID or MinID through ID-porten, prerequisite: a Norwegian fødselsnummer

Norsk Pensjon consolidates the public scheme + occupational pots incl. pensjonskapitalbevis

Cross-border

EEA (not EU) coordination aggregates periods toward Norwegian coverage; single coordinated claim in the residence state; bilaterals with US, CA (incl. Quebec), AU, IN.

Primary sources: nav.no · helsenorge.no · ec.europa.eu · ssa.gov

Everything above is drawn from the verified Norway dossier. The Norway country page sets out what we identify, what it costs and who it is for.

Frequently asked questions

Can I still claim my Norway pension if I live abroad?

No-BankID departed expat uses NAV International / paper applications; the no-BankID Norsk Pensjon fallback is UNKNOWN

What happens to a Norway pension if I do nothing?

The public alderspensjon is not auto-paid (must be claimed via NAV "Din pensjon"); the pensjonskapitalbevis certificates sit with private providers indefinitely until the person actively claims them.

Do you give financial advice on what to do with a Norway pension?

No. We identify the scheme and access route. We do not advise on transfer, consolidation, drawdown, or taxation, those decisions belong with a regulated adviser in your country of residence.

What if you find nothing?

Full refund. Our report is a fixed $99 fee; if it delivers nothing material, you pay nothing.