Skip to main content

After leaving Singapore

Your pension after leaving Singapore

CPF accounts of all non-SC/non-PR members were auto-closed from April 2024; closed-account money earns only concession interest until 31 March 2027, then nothing, but it is never escheated and stays claimable indefinitely (Form CPF-CA).

Start a $99 Country Pension Identification Report

Full refund if we find nothing material.

Verified country facts

Every line below is drawn from the verified country dossier. We never fabricate facts; candidate items are gated out of customer-facing copy.

Time-critical dates

  • Interest cliff: 31 March 2027, closed-account money earns concession interest until then, nothing after (the actionable date for every dormant ex-resident account)
  • Claim deadline: NONE on claiming closed-account or Public-Trustee money (official)
  • CPF interest on closed accounts: Savings left in CPF accounts closed under the 2024 rules earn bank-rate interest until 31 March 2027 and no interest after that date. The savings stay claimable at any time, with no deadline.Official source, checked 21 August 2026
  • Claim by post from abroad: The full claim can be completed from outside Singapore by post using Form CPF-CA, with identity documents notarised and apostilled.Official source, checked 21 August 2026

How records are reached

Personal-record access wall: Singpass

For citizens and PRs, provider identity is trivial, CPF is the single fund, and unclaimedmonies.gov.sg is an official cross-government register. The structural point most foreigners do not realise: work-pass holders are not in CPF at all, so the question for them is not "where is my CPF" but whether any private supplementary scheme (SRS) was set up.

Cross-border

SG↔MY largest corridor; SG↔UK, SG↔IN.

Primary sources: cpf.gov.sg · unclaimedmonies.gov.sg

Everything above is drawn from the verified Singapore dossier. The Singapore country page sets out what we identify, what it costs and who it is for.

Frequently asked questions

Can I still claim my Singapore pension if I live abroad?

Without Singpass and without a Singapore bank account, there is no remote authentication path, an in-person appointment at a Singapore Overseas Mission is the official requirement, which is the single biggest cross-border friction in this market.

What happens to a Singapore pension if I do nothing?

A dormant ex-PR pot sits at concession interest until 31 Mar 2027, then at zero yield; it is never escheated and remains claimable with no time limit, but it stops growing.

Do you give financial advice on what to do with a Singapore pension?

No. We identify the scheme and access route. We do not advise on transfer, consolidation, drawdown, or taxation, those decisions belong with a regulated adviser in your country of residence.

What if you find nothing?

Full refund. Our report is a fixed $99 fee; if it delivers nothing material, you pay nothing.