After leaving Sweden
The forgotten occupational tjänstepension is a SEPARATE layer worth 25 to 50% of the total payout, ~90% of employees have it, held by private providers (Collectum/ITP, Fora/SAF-LO), that people routinely forget because the public pension feels like "the" pension; surfaced via minPension.se.
Start a $99 Country Pension Identification ReportFull refund if we find nothing material.
Every line below is drawn from the verified country dossier. We never fabricate facts; candidate items are gated out of customer-facing copy.
Personal-record access wall: minPension.se via BankID / Freja eID+ + personnummer
minPension.se consolidates the public layers + the occupational tjänstepension providers
EU aggregation + single-claim-in-residence + bilaterals; income/premium pension exportable, guarantee pension NOT payable outside Sweden.
Primary sources: pensionsmyndigheten.se · minpension.se · ec.europa.eu · ssa.gov
Everything above is drawn from the verified Sweden dossier. The Sweden country page sets out what we identify, what it costs and who it is for.
Departed-expat BankID retention after closing a Swedish bank is UNKNOWN, the choke point
No Swedish pension is automatic, nothing pays without an application (~6 months ahead); the tjänstepension sits with the provider and the income/premium pension stays dormant until claimed.
No. We identify the scheme and access route. We do not advise on transfer, consolidation, drawdown, or taxation, those decisions belong with a regulated adviser in your country of residence.
Full refund. Our report is a fixed $99 fee; if it delivers nothing material, you pay nothing.