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Worked in Dutch agriculture or horticulture? Your pension may be at BPL Pensioen

Dutch law makes BPL Pensioen compulsory for every employee of an employer in the green and agricultural sector.Source: officielebekendmakingen.nl, read 2026-10-15

The current decision was signed on 5 February 2026.Source: officielebekendmakingen.nl, read 2026-10-15

Which work it covers

Official text“BPL Pensioen is hét pensioenfonds voor de groene en agrarische sector. Daaronder vallen in totaal 14 sectoren”Source: bplpensioen.nl, read 2026-10-15

Deadline: A peak worker, someone doing seasonal harvest work under the peak work rules, is not an employee under the decision and builds no BPL pension.Source: officielebekendmakingen.nl, read 2026-10-15

An employer that places at least 15 per cent of its working hours through agency contracts is not an employer under the BPL decision, so agency workers in agriculture build their pension at StiPP.Source: officielebekendmakingen.nl, read 2026-10-15

If you left the Netherlands

BPL asks people who move abroad to report the new address to the Dutch Non-Residents Register (RNI).Source: bplpensioen.nl, read 2026-10-15

For a small pension, BPL tries for five years to transfer it to your new pension fund before other options apply.Source: bplpensioen.nl, read 2026-10-15

Deadline: A pension of 2 euros a year or less lapses to the fund when participation ends, unless you moved to another EU country and told the fund at the time.Source: officielebekendmakingen.nl, read 2026-10-15

How to reach BPL from abroad

BPL publishes information in English for members who do not read Dutch.Source: bplpensioen.nl, read 2026-10-15

What to send

  1. Your pension number, which is on the letters BPL sends you.Source: bplpensioen.nl, read 2026-10-15
  2. Your current address abroad, also reported to the RNI.Source: bplpensioen.nl, read 2026-10-15

The Dutch state pension is separate

Besides AOW you may have built up other pensions, for example through your employer: they are separate from the state pension.Source: svb.nl, read 2026-10-15

You can apply for AOW from abroad without DigiD or a BSN.Source: svb.nl, read 2026-10-15

Questions people ask

What is BPL Pensioen?

The pension fund for the green and agricultural sector in the Netherlands, covering 14 sectors such as greenhouse horticulture and landscaping.Source: bplpensioen.nl, read 2026-10-15

I did seasonal harvest work. Do I have a BPL pension?

Not as a peak worker under the peak work rules: the decision does not count peak workers as employees.Source: officielebekendmakingen.nl, read 2026-10-15

I worked on a farm through an agency. Which fund?

An agency is not an agricultural employer under the BPL decision, so the agency worker's pension is at StiPP.Source: officielebekendmakingen.nl, read 2026-10-15

Where is my BPL pension number?

On the letters BPL sends you.Source: bplpensioen.nl, read 2026-10-15

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