Australian super and money finders: fees and coverage compared

If you left money behind in Australia, in super or elsewhere, finder agencies offer to track it down and keep a share of what is paid out, and accountants offer to lodge the departing super application for a fixed fee. We set four that publish their fees beside what we do. Many of these firms also file the paperwork or move the money, which we do not. We compare them with us on four things only: identification, price, coverage and who keeps the money. We never hold client money and we never take a share of it. Every fee below is quoted from the provider's own page, read on 20 October 2026, and listed with its address in the sources at the end. Figures are in Australian dollars.

The four, in their own words

My Refund Finder

My Refund Finder lists "bank accounts, shares, superannuation and government-held funds" among what it looks for. Its terms state "the standard fee rate of 20% (+ GST)".

My Refund Agent

My Refund Agent's own page states: "MRA fee for service is 15%".

An agent with a sliding scale

One Australian agent publishes a sliding scale on its fees page. Its lowest band reads "$1,499: 24%", the band for a sum up to AUD 4,999 reads "$4,999: 18%", and its highest reads "Over $15,000: 10%".

Tax Way Accountants

Tax Way Accountants lists a "DASP application service fee" of "$550 Includes GST." for its departing Australia superannuation payment (DASP) service.

What we do instead

We identify pensions you may have left in the countries you worked in, across 41 countries, using official sources. We identify only. You then contact each fund, or apply, yourself. We do not give financial advice. For Australia, as for every country we cover, our report names what may exist and the official route to it.

The Country Pension Identification Report is $99 for one country. The Enhanced Pension Identification Report is $129 for two countries. The Global Pension Identification Report is $149 for three or more countries. If our report finds nothing material, you get a full refund. The refund terms are on our pricing page.

Worked example

Take a made-up case: someone worked in Australia, left, and AUD 3,000 sits in an old super account. Each figure below is the provider's own published rate applied to that sum.

• My Refund Finder at 20% plus GST: AUD 600 plus GST
• My Refund Agent at 15%: AUD 450
• The sliding scale agent at 18%: AUD 540
• Tax Way Accountants, fixed: AUD 550, for the departing super payment only
• PensionHunter: $99 for the Australia report, about AUD 142. You then apply yourself.

Converted figures use the European Central Bank's euro reference rates of 19 October 2026, read on 20 October 2026, and are approximate.

Comparison table

When a percentage costs less

A percentage falls with the sum and a flat fee does not. On the same rates, My Refund Finder's 20% costs less than our fee only on a sum under about AUD 710 before GST, My Refund Agent's 15% under about AUD 950, and the sliding scale's 24% band under about AUD 590. The fixed AUD 550 is more than our fee on any sum.

Frequently asked questions

Which is cheaper for AUD 3,000 left in Australian super? On that made-up figure our $99 report, about AUD 142, costs less than each published fee, which comes to AUD 450, AUD 540, AUD 550 or AUD 600 plus GST.

Do you lodge the application or move the money? No. We identify only. You apply yourself, and we never receive or hold the money.

Do these agencies look for more than super? My Refund Finder lists bank accounts and shares as well as super. We look for pensions and super only, in every country we cover.

Do you cover more than Australia? Yes. One report can cover any of the 41 countries we cover, and the Global report covers all of them for $149.

Do you take a share of what is found? No. We charge a flat fee per report and never take a share of any pension or super.

Sources

Every fee on this page, quoted from the provider's own page, with the date we read it.

• My Refund Finder, its page: "the standard fee rate of 20% (+ GST)" (read 20 October 2026).
• My Refund Finder, its page: "bank accounts, shares, superannuation and government-held funds" (read 20 October 2026).
• My Refund Agent, its page: "MRA fee for service is 15%" (read 20 October 2026).
• An Australian money agent with a sliding scale, its page: "$1,499: 24%" (read 20 October 2026).
• An Australian money agent with a sliding scale, its page: "$4,999: 18%" (read 20 October 2026).
• An Australian money agent with a sliding scale, its page: "Over $15,000: 10%" (read 20 October 2026).
• Tax Way Accountants, its page: "DASP application service fee" (read 20 October 2026).
• Tax Way Accountants, its page: "$550 Includes GST." (read 20 October 2026).
• European Central Bank, euro reference rates: "USD US dollar 1.1225" (rates of 19 October 2026, read 20 October 2026).
• European Central Bank, euro reference rates: "AUD Australian dollar 1.6068" (rates of 19 October 2026, read 20 October 2026).

Where to start

The official route for each country we cover is listed in our directory of official pension portals. Our free check asks where you worked and when, and shows which countries may hold a pension for you. Our pricing page shows what a report costs.