Prepared with AI assistance and checked against official sources by the PensionHunter team.
French pension audits compared: fees and coverage
Analyse Retraite states one price of 399 euros including tax, whatever the career. Expert Retraite states 2,995 euros including tax for its full pension review.
- Source: analyse-retraite.fr, read
- Source: expert-retraite.com, read
PensionHunter is independent and not affiliated with the institutions named here.
Page last checked 20 October 2026
French pension audit firms check your French career record and work out your pension, for a fixed fee. We set two that publish their fees beside what we do, for careers spent partly in France and partly abroad. Many of these firms also file the paperwork or move the money, which we do not. We compare them with us on four things only: identification, price, coverage and who keeps the money. We never hold client money and we never take a share of it. Every fee below is quoted from the firm's own page, read on 20 October 2026, and listed with its address in the sources at the end. The quotes are in French, with our translation.
The two firms, in their own words
Expert Retraite
Expert Retraite states: "Notre bilan retraite complet (Bilan Retraite) est proposé à 2 995 € TTC." That is its full pension review, the Bilan Retraite, at 2,995 euros including tax. It also offers "consultations ponctuelles à 348 € TTC/heure", one off consultations at 348 euros an hour including tax. On careers abroad it says it can "reconstituer des carrières mixtes (France + étranger)", rebuild careers that mix France and abroad. It does not publish a list of countries.
Analyse Retraite
Analyse Retraite states "399 € TTC quelle que soit la complexité de votre carrière", one price of 399 euros including tax whatever the career. Its review reads your French career record.
What each one does that the other does not
The audit firms check your French record and work out your French pension, which we do not. We never compute a personal figure. We identify which pensions may exist in each country you worked in, and the official route to each one. We identify pensions you may have left in the countries you worked in, across 41 countries, using official sources. We identify only. You then contact each fund, or apply, yourself. We do not give financial advice. For France, as for every country we cover, our report names what may exist and the official route to it.
The Country Pension Identification Report is $99 for one country. The Enhanced Pension Identification Report is $129 for two countries. The Global Pension Identification Report is $149 for three or more countries. If our report finds nothing material, you get a full refund. The refund terms are on our pricing page.
Worked example
Take a made-up case: someone worked twenty years in France and five years in Germany.
- Expert Retraite, Bilan Retraite: 2,995 euros
- Analyse Retraite: 399 euros, for the French career record
- PensionHunter: $129 for France and Germany together, in one Enhanced report, about 115 euros. You then contact each fund yourself.
Converted figures use the European Central Bank's euro reference rates of 19 October 2026, read on 20 October 2026, and are approximate.
Comparison table
| Service | Fee, as its own page states it | On the France and Germany example | Takes a share of the money | Countries named on its page |
|---|---|---|---|---|
| Expert Retraite | 2,995 euros for the full review, 348 euros an hour for a consultation | 2,995 euros | No | France, and careers mixing France and abroad, with no list of countries |
| Analyse Retraite | 399 euros, one price | 399 euros, France only | No | France |
| PensionHunter | $99, Enhanced $129, Global $149 | $129, about 115 euros | No | 41 countries |
Frequently asked questions
Which is cheaper for a career in France and Germany? On that made-up case our Enhanced report, $129 or about 115 euros, costs less than either audit: 399 euros or 2,995 euros.
Do you calculate my French pension? No. We identify which pensions may exist and where. We never compute a personal figure. That is what an audit firm does.
Do you write to the French funds? No. We identify only. You contact each fund yourself.
Do you cover the countries outside France? Yes. One report can cover any of the 41 countries we cover, and the Global report covers all of them for $149.
Do you take a share of any pension? No. We charge a flat fee per report and never hold client money or take a share of it.
Sources
Every fee on this page, quoted from the provider's own page, with the date we read it.
- Expert Retraite, its page: "Notre bilan retraite complet (Bilan Retraite) est proposé à 2 995 € TTC." (read 20 October 2026).
- Expert Retraite, its page: "consultations ponctuelles à 348 € TTC/heure" (read 20 October 2026).
- Expert Retraite, its page: "reconstituer des carrières mixtes (France + étranger)" (read 20 October 2026).
- Analyse Retraite, its page: "399 € TTC quelle que soit la complexité de votre carrière" (read 20 October 2026).
- European Central Bank, euro reference rates: "USD US dollar 1.1225" (rates of 19 October 2026, read 20 October 2026).
Where to start
The official route for each country we cover is listed in our directory of official pension portals. Our free check asks where you worked and when, and shows which countries may hold a pension for you. Our pricing page shows what a report costs.
Try the alternative first
AI can tell you what a pension is. It cannot tell you that you have one. It is genuinely good at explaining how a rule works, and if that is all you needed, you have saved yourself a fee.
Then ask it which scheme holds your money and who administers it today, and ask it for the source and the date it checked. Why that is where it ends
This article is for informational purposes only and does not constitute financial advice. PensionHunter is not regulated by the FCA or any equivalent financial regulator. Identification and research only. No advice, no commission, we never hold your money. If you require financial advice about your pension please consult a qualified independent financial adviser.
We list who holds pension records here: France pension administrators and registers.
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