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5 min read PensionHunter Research Team

Prepared with AI assistance and checked against official sources by the PensionHunter team.

Worked at Kleinwort Benson in London? Your pension probably still exists. The name on your payslip may not.

If you worked in London for Kleinwort Benson, this page is for you. The merchant bank had passed to Dresdner Bank by July 1995, and Dresdner Bank itself was sold in 2009.

What happened

A debate in the House of Lords on 21 July 1995 recorded Kleinwort Benson and Warburgs as passing to foreign buyers, Dresdner Bank and Swiss Bank Corporation (Source: Hansard, House of Lords, Banking Supervision, 21 July 1995, read 27 October 2026). Companies House lists the name Kleinwort Benson Limited for the merchant bank company from 27 June 1986 to 30 April 2001 (Source: Companies House, the company's list of previous names, read 27 October 2026). Allianz records that it sold Dresdner Bank to Commerzbank on 12 January 2009 (Source: Allianz SE annual report on Form 20-F for 2008, SEC, read 27 October 2026).

Why the trail is hard

The Kleinwort Benson name was carried by the merchant bank, and the bank that bought it was itself sold. We have not read a primary source for the date Dresdner completed its purchase, so we give none.

Which era were you in?

The employer's name and owner changed over the years, so the first question is which one you worked for. This holds for the dates in the left column.

Your yearsWho your employer was
27 June 1986 to 30 April 2001Kleinwort Benson Limited, the name of the merchant bank company
By July 1995Kleinwort Benson, recorded in the House of Lords as passing to Dresdner Bank
From 30 April 2001The merchant bank company no longer carried the name Kleinwort Benson Limited
From 12 January 2009Dresdner Bank, sold by Allianz to Commerzbank

Which pension arrangement applied to you depends on the company that employed you in those years and on your own terms. This page does not name a scheme or say who holds one today. A name that is right for the bank today may not have been right for your years, so we do not guess. Your report names it.

Not sure which row fits? Start the free check and tell us when you worked at Kleinwort Benson.

Do I have a pension from my Kleinwort Benson years?

It depends first on when you left. The law set a minimum, and a scheme could always be more generous than the law.

You leftWhat the law required for a preserved pension
Before 6 April 1975No legal minimum. The scheme's own rules decided.
6 April 1975 to 31 December 1985Aged 26 or over, with at least 5 years' qualifying service
1 January 1986 to 5 April 1988At least 5 years' qualifying service, at any age
From 6 April 1988At least 2 years' qualifying service
From 1 October 2015, money purchase onlyAt least 30 days' qualifying service, where that service began on or after 1 October 2015

If you left after 6 April 1988 with 2 years or more of service, you very likely have a preserved pension, if you were in the scheme.

Sources: the age 26 and 5 year rule, Social Security Act 1973, Schedule 16, paragraph 6(1), read 20 October 2026, in force from 6 April 1975 (Social Security Act 1973 (Commencement No. 2) Order 1973, read 20 October 2026). The age condition ended on 1 January 1986 (Social Security Act 1985, section 1, read 20 October 2026, and Social Security Act 1985 (Commencement No. 2) Order 1985, read 20 October 2026). Five years became two with effect from 6 April 1988 (Social Security Act 1973, Schedule 16 as amended, note on the Social Security Act 1986, section 10, read 20 October 2026). Two years today, and 30 days for money purchase service that began on or after 1 October 2015 (Pension Schemes Act 1993, section 71, read 20 October 2026).

The free official route comes first

The UK government's free Pension Tracing Service gives you contact details for a workplace pension scheme from the name of an employer. It has a limit, in its own words: "This service will not tell you whether you have a pension, or what its value is." (Source: GOV.UK, Find pension contact details, read 20 October 2026.)

With an old City bank, the name is the hard part. The name on your payslip is rarely the name on the record today, and a search for the wrong name finds the wrong scheme or nothing you recognise.

We have already researched Kleinwort Benson's London pensions. Your report names who holds yours today, their contact details, including email where they publish one, and what to send them.

Get my Kleinwort Benson pension report, $99

Country Pension Identification Report. Your report in your inbox within 48 hours.

If our report finds nothing material, you get a full refund.

Not ready yet? Start the free check first

Former colleagues

We have not yet checked for alumni groups or reunions for Kleinwort Benson, so we list none. If you know of one, the notice board below is coming for exactly this.

Find a former colleague or post a reunion

Coming soon: a notice board for people who worked at the same bank. Until it opens, the free check is the quickest way to see where a pension in your name may sit.

Start the free check

We have already researched Kleinwort Benson's London pensions. Your report names who holds yours today, their contact details, including email where they publish one, and what to send them.

Get my Kleinwort Benson pension report, $99

Country Pension Identification Report. Your report in your inbox within 48 hours.

If our report finds nothing material, you get a full refund.

Not ready yet? Start the free check first

Frequently asked questions

I worked in Kleinwort Benson's private bank. Is that this page? It can be. The private bank had a different route from the investment bank, and we have not read a source for it. Tell us your team and your years when you order.

Is Dresdner Kleinwort the same as Kleinwort Benson? Dresdner Kleinwort is a later name for the investment bank after Dresdner Bank bought Kleinwort Benson. Which record is yours depends on your years.

Do you contact the pension scheme for me? No. We identify who holds the pension and give you what to send. You contact them yourself, and the pension stays yours throughout.

Is the government tracing service not enough? It is the right first step, and it costs nothing. It gives a contact for a scheme name you already have. It will not tell you whether you have a pension, and with Kleinwort Benson the name you remember is not the name on the record today.

What if you find nothing? We say so in the report. The refund promise sits next to the order button above.

More of the City's vanished banks: Morgan Grenfell, Barings, S.G. Warburg, and the A to Z of old names.

Try the alternative first

AI can tell you what a pension is. It cannot tell you that you have one. It is genuinely good at explaining how a rule works, and if that is all you needed, you have saved yourself a fee.

Then ask it which scheme holds your money and who administers it today, and ask it for the source and the date it checked. Why that is where it ends

This article is for informational purposes only and does not constitute financial advice. PensionHunter is not regulated by the FCA or any equivalent financial regulator. Identification and research only. No advice, no commission, we never hold your money. If you require financial advice about your pension please consult a qualified independent financial adviser.

We list who holds pension records here: United Kingdom pension administrators and registers.

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