- What starts the clock
- According to Art. 15, the count runs from cessacao das contribuicoes (for those who stop remunerated activity or are suspended or on unpaid leave), from cessar a segregacao (compulsory medical segregation), from o livramento (release from custody), from o licenciamento (discharge from military service), or from cessacao das contribuicoes for a segurado facultativo
- How long
- Up to 12 months after cessacao das contribuicoes for most cases (inciso II); this 12-month period is extended to up to 24 months under paragrafo 1 if the segurado already paid more than 120 monthly contributions without an interruption that would cause loss of qualidade de segurado; paragrafo 2 adds a further 12 months on top of inciso II or paragrafo 1 for a segurado desempregado, provided that situation is proven by registration with the competent Ministerio do Trabalho e da Previdencia Social body; up to 12 months after cessar a segregacao for compulsory medical segregation (inciso III); up to 12 months after o livramento for a segurado retido ou recluso (inciso IV); up to 3 months after o licenciamento for military service (inciso V); up to 6 months after cessacao das contribuicoes for a segurado facultativo (inciso VI)
- What is lost
- Per paragrafo 4 of Art. 15, perda da qualidade de segurado (loss of insured status) occurs on the day following the end of the deadline fixed in the Plano de Custeio da Seguridade Social for paying the contribution referring to the month immediately after the end of the periods set out in this article and its paragraphs. Paragrafo 3 states that during the periods set in this article the segurado conserva todos os seus direitos perante a Previdencia Social, so those rights are what is lost once the period and the following payment deadline both expire.
Under Art. 15 of Lei 8.213/1991, a person who stops contributing to the Regime Geral de Previdencia Social keeps qualidade de segurado (insured status), and with it the right to apply for benefits, for a limited period after contributions or the triggering situation ends. The base period is up to 12 months for most segurados who stop working or contributing, extended to up to 24 months for those with more than 120 uninterrupted monthly contributions, plus a further 12 months on top of that if the person is registered as unemployed. Shorter periods apply to other situations: 3 months after discharge for military service, and 6 months after contributions stop for a segurado facultativo.
What the source does not say
The fetched consolidated text of Art. 15 does not state any different rule for a segurado residing abroad; the article's incisos and paragrafos apply uniformly regardless of country of residence, and the page gave no separate exterior-specific wording.