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Deadline register

Indonesia pension deadlines for people who left

We list every obligation we have verified in Indonesia's pension system that runs on a time limit for someone who no longer lives there. Each row says what starts the clock, how long it runs and what is lost, with the official source and the date we checked it. We hold 12 rows for Indonesia. Where an official source is silent, we say so on the row rather than guess.

Pick the year and we open the free checker with Indonesia already selected.

IndonesiaArrears destroyed
What starts the clock
Masa Iur (the contribution period) is counted from the start of the participant's contributions and is measured as of the date the participant reaches Usia Pensiun (Retirement Age)
How long
The participant must have accumulated at least 15 (lima belas) tahun of Masa Iur by the time they reach Usia Pensiun; if less than 15 years, the lump sum refund is paid on the 1st day of the month following the month in which the participant reaches Retirement Age
What is lost
Peserta berhak mendapatkan seluruh akumulasi Iurannya ditambah hasil pengembangannya (the participant is entitled only to the full accumulation of their contributions plus investment returns, paid as a one time lump sum, instead of the periodic monthly Manfaat Pensiun)

The periodic old age pension benefit is received by a Participant who has reached Retirement Age and has a Contribution Period of at least 15 years. If a Participant reaches Retirement Age before completing a 15 year Contribution Period, they are instead entitled to the full accumulation of their Contributions plus investment returns as a lump sum.

What the source does not say

The regulation does not state whether periods of contribution made while working or residing abroad count toward the 15 year Masa Iur, nor whether gaps in contribution can be filled retroactively to reach 15 years.

IndonesiaApplication window
What starts the clock
The source does not state what starts the clock
How long
5 years
What is lost
the source does not state what happens if this is missed
Official source, taspen.co.idChecked
IndonesiaApplication window
What starts the clock
The source does not state what starts the clock
How long
at most 3 years after reaching Usia Pensiun
What is lost
the source does not state what happens if this is missed
IndonesiaApplication window
What starts the clock
The source does not state what starts the clock
How long
months 2-5: no later than 5 days after the reference date; month 6: at the earliest 5 working days before the benefit period ends and at the latest the end of the sixth month
What is lost
the source does not state what happens if this is missed

After the first JKP cash payment, each of the second through fifth monthly payments must be applied for separately, no later than 5 days after the anniversary date set by the first application.

IndonesiaApplication window
What starts the clock
Sejak Kecelakaan Kerja terjadi (from the date the Work Accident occurred)
How long
2 (dua) tahun (2 years) from the date of the accident
What is lost
Hak untuk menuntut manfaat JKK menjadi gugur (the right to claim the JKK benefit lapses / is forfeited)

The right to claim JKK benefits lapses if more than 2 years have passed since the Work Accident occurred.

What the source does not say

The provision is written for Kecelakaan Kerja (workplace accident); the source page does not separately state whether the same 2 year rule applies to claims based on penyakit akibat kerja (occupational disease) diagnosed later, or how the clock runs if the participant has since left Indonesia.

IndonesiaProof of life
What starts the clock
The source does not state what starts the clock
How long
once every 3 months, recurring, for as long as the pension is in payment
What is lost
BPJS Ketenagakerjaan temporarily stops paying the pension ("menghentikan sementara pembayaran Manfaat Pensiun"); it may resume payment once the recipient supplies the confirmation.

Anyone drawing a BPJS Ketenagakerjaan Jaminan Pensiun (JP) monthly pension must confirm their beneficiary data to BPJS Ketenagakerjaan once every three months, or payment is suspended.

IndonesiaWaiting period
What starts the clock
The date of resignation (tanggal Anda resign).
How long
One month after the resignation date.
What is lost
the source does not state what happens if this is missed

After resigning (and, per the same article, after termination/PHK), a participant must wait one month from the resignation date before applying for JHT, and must remain out of employment throughout the waiting period until the JHT is paid out.

What the source does not say

The source is a BPJS Ketenagakerjaan article of 7 November 2025, 'Sudah Resign, Bolehkah Langsung Mengajukan Klaim JHT?'. The article does not cite the regulation for the one-month rule; it cites Permenaker No. 4 Tahun 2022 only for the definition of JHT. BPJS's own pages on applying and on paying out the JHT balance do not state the waiting period.

IndonesiaWaiting period
What starts the clock
Terhitung sejak tanggal pemutusan hubungan kerja (counted from the date of the termination of employment)
How long
Masa tunggu 1 (satu) bulan (a one month waiting period) must pass before the JHT benefit can be paid as a lump sum
What is lost
the source does not state what happens if this is missed

For a participant whose employment is terminated (pemutusan hubungan kerja), the JHT benefit can only be paid out in cash and in full after a one month waiting period counted from the date of termination.

What the source does not say

Same regulation as the resignation rule; the text does not state a consequence for filing early or a final deadline for filing at all.

Official source, jdih.kemnaker.go.idChecked
IndonesiaWaiting period
What starts the clock
Sejak diterbitkan keterangan pengunduran diri dari pemberi kerja (from the date the employer issues the statement/certificate of resignation)
How long
Masa tunggu 1 (satu) bulan (a one month waiting period) must pass before the JHT benefit can be paid as a lump sum
What is lost
the source does not state what happens if this is missed

For a participant who resigns from employment, the JHT benefit can only be paid out in cash and in full after a one month waiting period counted from the date the employer issues the resignation certificate.

What the source does not say

The article states the benefit can be paid after the one month wait but does not state what happens if a claim is filed before the month is up, nor any outer deadline by which the claim must eventually be filed.

Official source, jdih.kemnaker.go.idChecked
IndonesiaOther
What starts the clock
Reaching Usia Pensiun (pension age).
How long
At pension age; monthly pension only if Masa Iur is at least 15 years (180 months).
What is lost
The law provides (PP 45/2015 Art. 24) that where a participant reaches pension age before completing a 15-year contribution period, the participant is entitled to all accumulated contributions plus investment returns, paid on the 1st of the month following the month in which pension age is reached and complete documents have been received by BPJS Ketenagakerjaan.

Under Government Regulation 45/2015 (hosted by BPJS Ketenagakerjaan), the law provides that the monthly old-age pension (Manfaat Pensiun hari tua) is received by a participant who has reached pension age and has a contribution period (Masa Iur) of at least 15 years (180 months). A participant who reaches pension age before completing 15 years of contributions is entitled to the whole of their accumulated contributions plus investment returns, paid on the 1st of the month after reaching pension age once documents are complete.

What the source does not say

The source is a statute (PP 45/2015) hosted on the authority's own site: it supports what the law says, not what BPJS currently does. BPJS's own news item of 19 January 2022 says: 'Manfaat Pensiun Hari Tua (MPHT) berupa Uang tunai bulanan yang diberikan kepada peserta (yang memenuhi masa iuran minimum 15 tahun yang setara dengan 180 bulan) saat memasuki usia pensiun sampai dengan meninggal dunia.' BPJS's own pages on the programme do not state the 15-year threshold.

IndonesiaOther
What starts the clock
Permanent departure from Indonesian territory.
How long
On leaving Indonesia for good; no closing deadline stated.
What is lost
the source does not state what happens if this is missed

JHT (Jaminan Hari Tua) is paid out in full as a lump sum when the participant leaves Indonesian territory for good (among the other triggers: age 56, resignation or termination while not working anywhere, total permanent disability, death). The category on BPJS Ketenagakerjaan's page on how to apply is 'Meninggalkan Indonesia untuk selama-lamanya' and requires the BPJS card, passport or other identity, a declaration of no longer working in Indonesia, and NPWP for balances over IDR 50 million or prior partial withdrawals.

What the source does not say

The page lists 'meninggalkan wilayah Indonesia untuk selamanya' as a trigger for lump-sum payment to 'peserta', with no limit by nationality. BPJS's page on how to apply lists the documents under the heading 'Meninggalkan Indonesia untuk selama-lamanya': the participant card (digital or physical), a passport or other identity document, a declaration of no longer working in Indonesia, and NPWP in the cases set out above. A BPJS article of 2 February 2026 lists the same documents.

IndonesiaTransition dateClosed 1 January 2019
What starts the clock
The source does not state what starts the clock
How long
57 from 1 January 2019, then +1 year every 3 years until 65
What is lost
the source does not state what happens if this is missed

Indonesia's Jaminan Pensiun pension age is on a legislated escalator: it became 57 on 1 January 2019 and rises by one year every three years thereafter until it reaches 65, so the age at which someone abroad can claim moves depending on the calendar.

This page is part of our Cross-Border Pension Deadline Register. If you find an error, tell us and we will publish the correction.