Question 1

Employers must register non Malaysian citizen employees, holding a valid passport and work pass, excluding domestic workers, and not yet 75 years of age, for EPF from October 2025: what starts the clock and how long does it run?

Accepted Answer

Wages for October 2025. Mandatory contributions apply from October 2025 wages; the first contribution payment is due no later than 15 November 2025. the source does not state what happens if this is missed.

Question 2

Keep the EPF account active with contributions, or withdraw before the transfer takes effect, because a non citizen member's account, registered on or after 1 August 1998, with no: what starts the clock and how long does it run?

Accepted Answer

The date of the member's last contribution. 3 years after that date, with no further contribution credited. Dividend ceases to be credited to the account and the member's EPF savings are transferred to the Unclaimed Money Management Division (BWTD), Accountant General's Department of Malaysia.

Question 3

KWSP's Leaving Country Withdrawal page gives this timing instruction under its Expatriate applicant category: expatriates should apply two months before the expiry of the work permit, termination of contract by the employer, or the date of resignation.: what starts the clock and how long does it run?

Accepted Answer

Expiry of the work permit, termination of contract by the employer, or date of resignation (whichever applies to the applicant) Apply 2 months before that date. the source does not state what happens if this is missed.

Question 4

EPF savings not withdrawn by age 100, or left without contributions for 3 years by some non-citizens, move to BWTD.: what starts the clock and how long does it run?

Accepted Answer

Non-citizens registered on/after 1 Aug 1998: date of the last contribution credited. Others: member's 100th birthday per EPF records. Three years after the last contribution (non-citizens registered on/after 1 Aug 1998); at age 100 with no withdrawal application (others) Dividend ceases to be credited and the EPF savings are transferred to the Unclaimed Money Management Division (BWTD), Accountant General's Department of Malaysia; any request for the money after the transfer must be made directly to BWTD.

Question 5

For Malaysian citizens, permanent residents and non-citizens who joined the EPF before 1 August 1998, EPF savings left unwithdrawn are credited with dividends only up to age 100, after which the whole balance is transferred out of the EPF to the Accountant General's Unclaimed Money Management Division.: what starts the clock and how long does it run?

Accepted Answer

The source does not state what starts the clock. on the member reaching age 100 (dividends run from age 75 only until age 100) If no withdrawal application has been made by the member or their next-of-kin by age 100, the savings are transferred in their entirety to the Unclaimed Money Management Division (BWTD), Accountant General's Department of Malaysia, under Section 51A of the EPF Act 1991, and any later claim must be made directly to BWTD.

Question 6

If you are a non-Malaysian who joined the EPF on or after 1 August 1998 and no contribution has been credited to your account for three years, your EPF savings stop earning dividends and are transferred out of the EPF to the Accountant General's Unclaimed Money Management Division.: what starts the clock and how long does it run?

Accepted Answer

The source does not state what starts the clock. three years from the date of the last contribution credited to the account. Dividends cease to be credited to the account and the entire EPF savings are transferred to the Unclaimed Money Management Division (BWTD), Accountant General's Department of Malaysia. The page states that after the transfer the member or next-of-kin must liaise directly with BWTD.

Question 7

Where an EPF member made a nomination after 1 January 2017, the nominee must submit the Death Withdrawal application within one year of the member's death.: what starts the clock and how long does it run?

Accepted Answer

The source does not state what starts the clock. within a year from the member's date of passing. The nomination is cancelled. The same nomination-status table states, for the case where no application is made within a year: "The nomination is cancelled".

Question 8

Where an EPF nominee is under 18 at the member's death (nominations after 1 January 2017), the nomination is cancelled unless that nominee turns 18 within one year of the member's: what starts the clock and how long does it run?

Accepted Answer

The source does not state what starts the clock. within a year of the member's death. The nomination is cancelled.

Question 9

A SOCSO (PERKESO) Permanent Disablement Benefit claim under the Employment Injury Scheme must be made within 12 months of the last date of temporary disablement.: what starts the clock and how long does it run?

Accepted Answer

The source does not state what starts the clock. within 12 months from the last date of the temporary disablement. the source does not state what happens if this is missed.

Question 10

EPF's one-off RM2,500 Death Assistance is conditional on the Death Withdrawal application being received within six months of the member's death.: what starts the clock and how long does it run?

Accepted Answer

The source does not state what starts the clock. within six (6) months from the date of the member's death. the source does not state what happens if this is missed.

Question 11

Expatriates making the EPF Leaving the Country Withdrawal are told to apply two months before their work permit expires, their contract is terminated or they resign - i.e.: what starts the clock and how long does it run?

Accepted Answer

The source does not state what starts the clock. two (2) months before expiry of work permit, termination of contract by employer, or date of resignation. the source does not state what happens if this is missed.

Question 12

If e-KYC verification of an EPF nomination fails, the member has 30 days from submitting the nomination to complete thumbprint verification in person at an EPF office.: what starts the clock and how long does it run?

Accepted Answer

The source does not state what starts the clock. 30 days from the date the nomination is submitted. the source does not state what happens if this is missed.

Question 13

Foreign workers in Malaysia were only brought into PERKESO's Invalidity Scheme (which pays Invalidity Pension and Survivors' Pension) with effect from 1 July 2024; before that date foreign workers were covered only by the Employment Injury Scheme, effective 1 January 2019.: what starts the clock and how long does it run?

Accepted Answer

The source does not state what starts the clock. Invalidity Scheme effective 1 July 2024; Employment Injury Scheme effective 1 January 2019. the source does not state what happens if this is missed.

Question 14

The one-time option to transfer an initial amount of existing EPF savings into the new Akaun Fleksibel was open only from 12 May 2024 to 31 August 2024 and closed permanently on 1: what starts the clock and how long does it run?

Accepted Answer

The source does not state what starts the clock. 12 May 2024 to 31 August 2024; closed from 1 September 2024. The option for initial amount transfer is no longer available from 1 September 2024.

Malaysia pension deadlines for people who left

Employers must register non Malaysian citizen employees, holding a valid passport and work pass, excluding domestic workers, and not yet 75 years of age, for EPF from October 2025

Keep the EPF account active with contributions, or withdraw before the transfer takes effect, because a non citizen member's account, registered on or after 1 August 1998, with no

KWSP's Leaving Country Withdrawal page gives this timing instruction under its Expatriate applicant category: expatriates should apply two months before the expiry of the work permit, termination of contract by the employer, or the date of resignation.

EPF savings not withdrawn by age 100, or left without contributions for 3 years by some non-citizens, move to BWTD.

If you are a non-Malaysian who joined the EPF on or after 1 August 1998 and no contribution has been credited to your account for three years, your EPF savings stop earning dividends and are transferred out of the EPF to the Accountant General's Unclaimed Money Management Division.

Where an EPF member made a nomination after 1 January 2017, the nominee must submit the Death Withdrawal application within one year of the member's death.

Where an EPF nominee is under 18 at the member's death (nominations after 1 January 2017), the nomination is cancelled unless that nominee turns 18 within one year of the member's

A SOCSO (PERKESO) Permanent Disablement Benefit claim under the Employment Injury Scheme must be made within 12 months of the last date of temporary disablement.

EPF's one-off RM2,500 Death Assistance is conditional on the Death Withdrawal application being received within six months of the member's death.

Expatriates making the EPF Leaving the Country Withdrawal are told to apply two months before their work permit expires, their contract is terminated or they resign - i.e.

If e-KYC verification of an EPF nomination fails, the member has 30 days from submitting the nomination to complete thumbprint verification in person at an EPF office.

Foreign workers in Malaysia were only brought into PERKESO's Invalidity Scheme (which pays Invalidity Pension and Survivors' Pension) with effect from 1 July 2024; before that date foreign workers were covered only by the Employment Injury Scheme, effective 1 January 2019.

The one-time option to transfer an initial amount of existing EPF savings into the new Akaun Fleksibel was open only from 12 May 2024 to 31 August 2024 and closed permanently on 1