After leaving Belgium

Your pension after leaving Belgium

The free official route for Belgium is mypension.be. The site opens with a Belgian eID and card reader or itsme, and its FAQ lists several ways to log in from abroad, depending on nationality and country of residence. Combined state, occupational and self-employed pension overview.

Source: mypension.be, read 24 September 2026
Source: mypension.be, read 24 September 2026

PensionHunter is independent and not affiliated with the institutions named here.

Belgium does NOT auto-grant a pension to people living abroad, they must actively apply, yet even a short Belgian stint is preserved and pays a pro-rata pension for life, recorded across all three regimes (which multi-regime workers under-count).

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Full refund if we find nothing material.

Verified country facts

Every line below comes from our country research. Where we have not found a published source, we say so rather than fill the gap.

Time-critical dates

Apply window: Earliest ~12 months before the desired date; decision within ~4 months
Legal pension age: 65 → 66 (2025) → 67 (2030)

How records are reached

Getting your own record: itsme app OR Belgian eID + card reader, keyed to a BELGIAN ADDRESS

mypension.be consolidates all three regimes (all periods, career days)

Cross-border

EU aggregation + single-application-in-residence + ~25 bilaterals (US, CA, JP, IN, AU, MA, TR, KR, BR…).

Primary sources: sfpd.fgov.be · mypension.be · overseassocialsecurity.be · socialsecurity.be · ec.europa.eu

Everything above is drawn from the verified Belgium dossier. The Belgium country page sets out what we identify, what it costs and who it is for.

Frequently asked questions

Can I still draw my Belgium pension if I live abroad?

mypension.be is reachable from abroad through several credential paths, but the trap most departed Belgians miss is the international itsme onboarding that does not actually reach government services. Belgium is also unusual in not auto-granting a pension to non-residents: a short Belgian stint preserves a lifelong pro-rata entitlement that simply never pays unless someone applies.

What happens to a Belgium pension if I do nothing?

A real, preserved, lifelong entitlement sits untouched because nobody tells a non-resident to apply; the entitlement does not lapse, but it is never paid without an application.

Do you give financial advice on what to do with a Belgium pension?

No. We identify the scheme and access route. We do not advise on transfer, consolidation, drawdown, or taxation, those decisions belong with a regulated adviser in your country of residence.

What if you find nothing?

Full refund. Our report is a fixed $99 fee, paid up front. If we find nothing material, we refund you in full.