After leaving Netherlands
Your Dutch pension is being moved into the new system (Wtp / invaren) by 1 January 2028, funds must inform members but often cannot reach those who moved abroad.
Start a $99 Country Pension Identification ReportFull refund if we find nothing material.
Every line below is drawn from the verified country dossier. We never fabricate facts; candidate items are gated out of customer-facing copy.
Personal-record access wall: DigiD (or EU eIDAS) for mijnpensioenoverzicht.nl (AOW + all second-pillar)
mijnpensioenoverzicht.nl consolidates AOW + every second-pillar pension in one place behind DigiD, and the DNB register is publicly searchable. What makes the Netherlands distinctive is that Dutch workplace pensions are not employer-by-employer in the way they look, they are industry-sector by mandate, which means identification has more signal than most countries offer, but the third pillar (lijfrente) sits entirely outside the register and is the most-missed layer.
EU coordination; NZ↔NL voluntary-AOW carve-out from the s.70 deduction (rare).
Primary sources: DNB public register · mijnpensioenoverzicht.nl · rijksoverheid.nl / SVB
Everything above is drawn from the verified Netherlands dossier. The Netherlands country page sets out what we identify, what it costs and who it is for.
DigiD is obtainable from abroad (videocall/balie with a BSN), EU eIDAS keys work, and AOW is claimable from abroad through your residence-country institution without DigiD. Two real gaps remain: a lapsed DigiD plus a closed Dutch bank account is a slow re-onboarding problem, and heirs have no access route at all because DigiD locks on death, a citable gap, not a workaround.
The accrued pension is converted ("invaren") into the new system whether or not the member is reached; no escheat and payment claims never prescribe while alive, but months beyond the backdating window are lost on eventual claim.
No. We identify the scheme and access route. We do not advise on transfer, consolidation, drawdown, or taxation, those decisions belong with a regulated adviser in your country of residence.
Full refund. Our report is a fixed $99 fee; if it delivers nothing material, you pay nothing.