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Pension question, Canada

How much CPP will I get?

The published maximum of C$1,507.65 a month at 65 and average of C$858.34 reflect full working lifetimes, not a few years. Your Statement of Contributions carries Service Canada's own estimate, the only figure worth quoting for your record.

  • Source: canada.ca, CPP contributions, CPP eligibility, CPP amount and CRA contribution rates table, read 3 October 2026

What to do next

  1. List every year you worked in Canada and roughly what you earned.
  2. Keep your Social Insurance Number ready, because Service Canada works from it.
  3. Run our free check to see which other countries count in your working life.

Check your own working life for free

Tell us where you worked. The free check shows which countries may hold a pension for you, and which can be ruled out and why. No sign in, no charge.

Run the free check

Questions people also ask

Is there a minimum number of years?

Service Canada says you can receive CPP from age 60 with at least one valid contribution; there is no minimum number of years.

  • Source: canada.ca, CPP contributions, CPP eligibility, CPP amount and CRA contribution rates table, read 3 October 2026

Do you give advice on what to do?

No. We identify where a pension is likely held and the official route to it, and we name each source with the date we read it. We do not give financial, tax or legal advice.