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Pension question, France

How is the French pension calculated?

For anyone born from 1966 on, the base pension is a fixed share of your average annual salary, multiplied by your French quarters and divided by the 172 required. The 2026 ceiling on a base pension is 2,002.50 euros a month.

  • Source: service-public.gouv.fr, lassuranceretraite.fr, cleiss.fr and agirc-arrco.fr, read 3 October 2026

What to do next

  1. List your French working years and roughly what you earned in each.
  2. Ask for your French career statement, which is the only source of your own figure.
  3. Run our free check to see which other countries count in your working life.

Check your own working life for free

Tell us where you worked. The free check shows which countries may hold a pension for you, and which can be ruled out and why. No sign in, no charge.

Run the free check

Questions people also ask

Is there a supplementary pension as well?

Above that sits compulsory Agirc-Arrco, which turns contributions into points that each pay a set amount a year.

  • Source: service-public.gouv.fr, lassuranceretraite.fr, cleiss.fr and agirc-arrco.fr, read 3 October 2026

Do you give advice on what to do?

No. We identify where a pension is likely held and the official route to it, and we name each source with the date we read it. We do not give financial, tax or legal advice.