Pension question, Germany
How is the German pension calculated?
Germany measures entitlement in pay points, Entgeltpunkte. One calendar year on average German earnings earns one point, and Deutsche Rentenversicherung sets the value of a point each 1 July.
- Source: deutsche-rentenversicherung.de, read 3 October 2026
What to do next
- List your German working years and roughly what you earned in each.
- Ask Deutsche Rentenversicherung for your own insurance record, which is the only source of your figure.
- Run our free check to see which other countries count in your working life.
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What does each point add?
Every point adds the same monthly amount to the pension for life.
- Source: deutsche-rentenversicherung.de, read 3 October 2026
Do you give advice on what to do?
No. We identify where a pension is likely held and the official route to it, and we name each source with the date we read it. We do not give financial, tax or legal advice.