Pension question, UK
How do I find an old UK pension?
Find pension contact details (Pension Tracing Service): Free government service providing contact details for lost workplace and personal pension schemes. gov.uk states you will not get your new State Pension automatically and have to apply for it, and that if you do not apply at State Pension age it defers automatically and you do not have to do anything.
- Source: gov.uk, read 6 September 2026
- Source: gov.uk, read 3 October 2026
What to do next
- List each UK employer by the name it had when you worked there, with the years.
- Note any pension provider names on old payslips or letters, even if the name has since changed.
- Run our free check, then order a report if you want us to identify where each pension is held now.
Check your own working life for free
Tell us where you worked. The free check shows which countries may hold a pension for you, and which can be ruled out and why. No sign in, no charge.
Run the free checkQuestions people also ask
Is the State Pension part of the same search?
The State Pension is not paid automatically: it must be applied for.
Do you give advice on what to do?
No. We identify where a pension is likely held and the official route to it, and we name each source with the date we read it. We do not give financial, tax or legal advice.