Prepared with AI assistance and checked against official sources by the PensionHunter team.
Worked at Cazenove in London? Your pension probably still exists. The name on your payslip may not.
If you worked in London for Cazenove, or for J.P. Morgan Cazenove, this page is for you. For five years the investment banking business had two owners, and then it had one.
What happened
J.P. Morgan Cazenove is described as an investment banking business partnership formed in 2005 (Source: J.P. Morgan Chase & Co. annual report on Form 10-K for 2009, SEC, read 27 October 2026). On 19 November 2009 Cazenove Group Limited and J.P. Morgan announced that their joint venture, J.P. Morgan Cazenove, would become a wholly owned part of J.P. Morgan (Source: J.P. Morgan and Cazenove Group Limited joint press release of 19 November 2009, SEC, read 27 October 2026). The same announcement said UK investment banking would continue to operate as J.P. Morgan Cazenove (Source: J.P. Morgan and Cazenove Group Limited joint press release of 19 November 2009, SEC, read 27 October 2026). On 4 January 2010 JPMorgan Chase purchased the remaining interest in J.P. Morgan Cazenove (Source: J.P. Morgan Chase & Co. annual report on Form 10-K for 2009, SEC, read 27 October 2026).
Why the trail is hard
A joint venture is not an acquisition. The business carried one name while two companies stood behind it, so which company employed you is a question for your contract and your years. If you worked in Cazenove's fund management, you are on a different trail, and we have not read a source for it.
Which era were you in?
The employer's name and owner changed over the years, so the first question is which one you worked for. This holds for the dates in the left column.
| Your years | Who your employer was |
|---|---|
| Before 2005 | Cazenove, before the joint venture |
| 2005 to 3 January 2010 | J.P. Morgan Cazenove, the joint venture of Cazenove Group Limited and J.P. Morgan |
| From 4 January 2010 | J.P. Morgan Cazenove, after JPMorgan Chase purchased the remaining interest |
Which pension arrangement applied to you depends on the company that employed you in those years and on your own terms. This page does not name a scheme or say who holds one today. A name that is right for the bank today may not have been right for your years, so we do not guess. Your report names it.
Not sure which row fits? Start the free check and tell us when you worked at Cazenove.
Do I have a pension from my Cazenove years?
It depends first on when you left. The law set a minimum, and a scheme could always be more generous than the law.
| You left | What the law required for a preserved pension |
|---|---|
| Before 6 April 1975 | No legal minimum. The scheme's own rules decided. |
| 6 April 1975 to 31 December 1985 | Aged 26 or over, with at least 5 years' qualifying service |
| 1 January 1986 to 5 April 1988 | At least 5 years' qualifying service, at any age |
| From 6 April 1988 | At least 2 years' qualifying service |
| From 1 October 2015, money purchase only | At least 30 days' qualifying service, where that service began on or after 1 October 2015 |
If you left after 6 April 1988 with 2 years or more of service, you very likely have a preserved pension, if you were in the scheme.
Sources: the age 26 and 5 year rule, Social Security Act 1973, Schedule 16, paragraph 6(1), read 20 October 2026, in force from 6 April 1975 (Social Security Act 1973 (Commencement No. 2) Order 1973, read 20 October 2026). The age condition ended on 1 January 1986 (Social Security Act 1985, section 1, read 20 October 2026, and Social Security Act 1985 (Commencement No. 2) Order 1985, read 20 October 2026). Five years became two with effect from 6 April 1988 (Social Security Act 1973, Schedule 16 as amended, note on the Social Security Act 1986, section 10, read 20 October 2026). Two years today, and 30 days for money purchase service that began on or after 1 October 2015 (Pension Schemes Act 1993, section 71, read 20 October 2026).
The free official route comes first
The UK government's free Pension Tracing Service gives you contact details for a workplace pension scheme from the name of an employer. It has a limit, in its own words: "This service will not tell you whether you have a pension, or what its value is." (Source: GOV.UK, Find pension contact details, read 20 October 2026.)
With an old City bank, the name is the hard part. The name on your payslip is rarely the name on the record today, and a search for the wrong name finds the wrong scheme or nothing you recognise.
We have already researched Cazenove's London pensions. Your report names who holds yours today, their contact details, including email where they publish one, and what to send them.
Get my Cazenove pension report, $99Country Pension Identification Report. Your report in your inbox within 48 hours.
If our report finds nothing material, you get a full refund.
Not ready yet? Start the free check first
Former colleagues
We have not yet checked for alumni groups or reunions for Cazenove, so we list none. If you know of one, the notice board below is coming for exactly this.
Find a former colleague or post a reunion
Coming soon: a notice board for people who worked at the same bank. Until it opens, the free check is the quickest way to see where a pension in your name may sit.
Start the free checkWe have already researched Cazenove's London pensions. Your report names who holds yours today, their contact details, including email where they publish one, and what to send them.
Get my Cazenove pension report, $99Country Pension Identification Report. Your report in your inbox within 48 hours.
If our report finds nothing material, you get a full refund.
Not ready yet? Start the free check first
Frequently asked questions
I worked in Cazenove's fund management. Is that this page? Probably not. This page follows the investment banking business. We have not read a source for the fund management arm. Tell us your team and your years when you order.
Was J.P. Morgan Cazenove my employer, or Cazenove? It depends on your years. Before 2005 it was Cazenove. From 2005 the business was the joint venture, and from 4 January 2010 JPMorgan Chase held the remaining interest. Your report works out which applies.
Do you contact the pension scheme for me? No. We identify who holds the pension and give you what to send. You contact them yourself, and the pension stays yours throughout.
Is the government tracing service not enough? It is the right first step, and it costs nothing. It gives a contact for a scheme name you already have. It will not tell you whether you have a pension, and with Cazenove the name you remember is not the name on the record today.
What if you find nothing? We say so in the report. The refund promise sits next to the order button above.
More of the City's vanished banks: Hambros Bank, Flemings, Schroders investment bank, and the A to Z of old names.
Try the alternative first
AI can tell you what a pension is. It cannot tell you that you have one. It is genuinely good at explaining how a rule works, and if that is all you needed, you have saved yourself a fee.
Then ask it which scheme holds your money and who administers it today, and ask it for the source and the date it checked. Why that is where it ends
This article is for informational purposes only and does not constitute financial advice. PensionHunter is not regulated by the FCA or any equivalent financial regulator. Identification and research only. No advice, no commission, we never hold your money. If you require financial advice about your pension please consult a qualified independent financial adviser.
We list who holds pension records here: United Kingdom pension administrators and registers.
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