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Pension question, Denmark

Is a small ATP pension paid as a lump sum?

Official 2026 figures: if the annual ATP pension computes to DKK 3,600 or less it is converted to a single capitalised amount, and a 40 per cent state charge is deducted. One appeal case shows contributions across 1998 to 2022 producing an annual pension small enough to be capitalised before the charge.

  • Source: borger.dk, retsinformation.dk, atp-anke.dk, read 4 October 2026

What to do next

  1. Find your Danish CPR number on old payslips or letters.
  2. Note the years you worked in Denmark.
  3. Run our free check to see which other countries may hold a pension in your name.

Check your own working life for free

Tell us where you worked. The free check shows which countries may hold a pension for you, and which can be ruled out and why. No sign in, no charge.

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Questions people also ask

Is ATP paid to members abroad without a request?

ATP pays residents automatically but states that members living abroad are paid only on request.

  • Source: borger.dk, mitid.dk, pensionsinfo.dk, retsinformation.dk, read 4 October 2026

Do you give advice on what to do?

No. We identify where a pension is likely held and the official route to it, and we name each source with the date we read it. We do not give financial, tax or legal advice.