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Pension question, Luxembourg

Can I get my Luxembourg pension contributions refunded?

Where the 120 months are never reached, Article 213 of the Code de la securite sociale returns the contributions actually credited, the insured and employer shares, adjusted to the cost of living index, with the State share excluded. An application for reimbursement of pension contributions must be submitted by the time the pension is paid.

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What to do next

  1. Count your insured months in Luxembourg and in every other country.
  2. Find your Luxembourg social security number on old payslips.
  3. Run our free check to see which other countries may hold a pension in your name.

Check your own working life for free

Tell us where you worked. The free check shows which countries may hold a pension for you, and which can be ruled out and why. No sign in, no charge.

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Questions people also ask

Is anything paid before 65?

Nothing before 65.

  • Source: cnap.public.lu, guichet.public.lu, secu.lu, gouvernement.lu, read 4 October 2026

Do you give advice on what to do?

No. We identify where a pension is likely held and the official route to it, and we name each source with the date we read it. We do not give financial, tax or legal advice.