Pension question, New Zealand
How do I find my KiwiSaver provider from overseas?
Inland Revenue says the only place a member can see which scheme holds their money is myIR, and myIR needs an IRD number plus two step verification, compulsory since the evening of 28 April 2025, with trusted devices expiring every 90 days. KiwiSaver is a real account held by a scheme provider and tracked by Inland Revenue.
- Source: ird.govt.nz, workandincome.govt.nz, read 4 October 2026
- Source: fma.govt.nz, ird.govt.nz, read 4 October 2026
What to do next
- Find your IRD number on old payslips or tax letters.
- List each New Zealand employer and the years you worked there.
- Run our free check, then order a report if you want us to identify where your KiwiSaver is held.
Check your own working life for free
Tell us where you worked. The free check shows which countries may hold a pension for you, and which can be ruled out and why. No sign in, no charge.
Run the free checkQuestions people also ask
What is the official route?
Inland Revenue myIR, KiwiSaver: Check KiwiSaver balances and contribution history.
Do you give advice on what to do?
No. We identify where a pension is likely held and the official route to it, and we name each source with the date we read it. We do not give financial, tax or legal advice.