France → Spain
Pensions accrued in France and Spain are administered separately by each country's providers and registers. We do the identification work in both jurisdictions, the route is different in each, and we use the verified route per country.
Find my pensionsFull refund if we find nothing material.
Every line below is drawn from the verified country dossier. We never fabricate facts; candidate items are gated out of customer-facing copy.
The mandatory Agirc-Arrco complementary pension is a SEPARATE entitlement from the CNAV base pension (two bodies, two streams), and French pensions are never paid automatically; they must be filed ~5 months ahead.
Nothing is paid without an application; filing late loses un-backdated months. No refund for leavers, rights are preserved and exportable, paid pro-rata at retirement.
Personal-record access wall: info-retraite.fr / Mon compte retraite, FranceConnect + a NIR (RNIPP); no-NIR expats locked out
The relevé de carrière is on info-retraite.fr; cross-border claims file via the residence-country institution
From abroad: La Poste Identité Numérique can be created remotely (62 countries) and unlocks FranceConnect → info-retraite.fr, BUT it is NIR-gated, so the holder must already know their NIR (RNIPP). The no-NIR case is the harder path and remains UNKNOWN.
EU aggregation + single-claim cascade (file in residence country → cascades to France); the expat must still list France.
Primary sources: lassuranceretraite.fr · agirc-arrco.fr · cleiss.fr · info-retraite.fr · ciclade.caissedesdepots.fr
Every line below is drawn from the verified country dossier. We never fabricate facts; candidate items are gated out of customer-facing copy.
A worker with FEWER THAN 15 years in Spain gets ZERO Spanish pension, unless EU coordination or the Ibero-American Multilateral Convention aggregates their foreign years to clear the 15-year cliff; and Spain never pays it automatically.
The right to recognition is imprescriptible, but the pension is never auto-paid and each unclaimed monthly arrear lapses one year after it falls due; there is no dormant register.
Personal-record access wall: Cl@ve PIN / Cl@ve Permanente / certificado digital / DNIe (via Import@ss / sede.seg-social.gob.es)
The informe de vida laboral is the contribution record; an SMS route exists but needs the already-registered mobile
From abroad: The official from-abroad route is an FNMT certificado acreditado issued in person at a Spanish Consulate (consular timeframes apply). A fully-online from-abroad route remains UNKNOWN.
EU aggregation + the Ibero-American Multilateral Convention (~11 Ibero-American member states, incl. Argentina, Brazil, Chile, Peru, Uruguay), the distinctive Latin-America rescue; +20 bilaterals.
Primary sources: seg-social.gob.es / revista.seg-social.es · inclusion.gob.es + BOE (Ibero-American Convention) · boe.es (RD 996/1986)
France and Spain pensions are not pooled or auto-consolidated. Each leg is worked on its own: registers searched in France, registers searched in Spain, and contact details surfaced where the dossier supports it. State pensions may be affected by bilateral or reciprocal agreements between the two jurisdictions, each country page records what its dossier establishes; we do not invent treaty effects.
Yes. Our report covers identification work in both France and Spain as separate jurisdictions. Each country's pensions are administered locally; we work each one using the access route published on its country page.
No. Pensions accrued in France stay with France schemes; pensions accrued in Spain stay with Spain schemes. They are administered separately. Bilateral and reciprocal agreements may affect state pension aggregation in some pairs, see each country page for what its dossier records.
An identification-only report covering both jurisdictions: registers searched, any provider matches with contact details, and any registers that require you to check directly using your own credentials. We do not give financial advice, transfer pensions, or estimate values.
Full refund if we find nothing material. Fixed fee, $99 Country Pension Identification Report, $499 Enhanced Pension Identification Report, $799 Global (covers all requested countries).