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Pension question, Hong Kong

When can I withdraw my MPF?

Early retirement withdrawal of MPF can be applied for only by a member who has reached at least age 60 and ceased all employment and self-employment. Small balance early withdrawal of MPF can be applied for only once at least 12 months have passed since the last contribution.

What to do next

  1. Check the date of your last MPF contribution on any statement you kept.
  2. List each Hong Kong employer and the years you worked there.
  3. Run our free check to see which countries may hold a pension for you.

Check your own working life for free

Tell us where you worked. The free check shows which countries may hold a pension for you, and which can be ruled out and why. No sign in, no charge.

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Questions people also ask

Can I withdraw early on permanent departure?

Early withdrawal of MPF accrued benefits on the ground of permanent departure from Hong Kong can be exercised only once.

Do you give advice on what to do?

No. We identify where a pension is likely held and the official route to it, and we name each source with the date we read it. We do not give financial, tax or legal advice.