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Pension question, Hong Kong

Can I withdraw my MPF after leaving Hong Kong?

A scheme member may withdraw MPF early on the ground of permanent departure from Hong Kong by making a statutory declaration that they have left or will leave Hong Kong with no intention of returning for employment or to resettle as a permanent resident, plus proof of permission to reside outside Hong Kong. Permanent departure is a once-ever door: the MPFA states that members who have previously withdrawn on that ground will not be paid MPF again for all subsequent applications on the same grounds with a later departure date.

What to do next

  1. Find any MPF statement, scheme name or employer name from your Hong Kong years.
  2. Keep proof of your permission to live outside Hong Kong with your papers.
  3. Run our free check to see which other countries may hold a pension in your name.

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Tell us where you worked. The free check shows which countries may hold a pension for you, and which can be ruled out and why. No sign in, no charge.

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Questions people also ask

How long does the trustee have to pay?

Once a complete MPF withdrawal application has been received, the trustee must pay out within 30 days.

Is MPF paid out without an application?

Nothing is paid out by itself.

  • Source: mpfa.org.hk and empf.org.hk, read 3 October 2026

Do you give advice on what to do?

No. We identify where a pension is likely held and the official route to it, and we name each source with the date we read it. We do not give financial, tax or legal advice.