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Pension question, UAE

How is end of service gratuity calculated in the UAE?

A private sector expatriate earns an end of service gratuity instead, and only from one full year of continuous service: 21 days of basic wage per year for the first five years, 30 days per year after that, capped at two years' wage. It is a debt of the former employer, and no authority page we read offers a register, a search or a lookup for unpaid end of service money.

  • Source: u.ae, gpssa.gov.ae, difc.com, read 3 October 2026
  • Source: u.ae, difc.com, read 3 October 2026

What to do next

  1. Find your contract, your start and end dates and your last basic salary.
  2. Note whether the employer was licensed in DIFC, ADGM or elsewhere in the UAE.
  3. Run our free check to see which other countries may hold a pension in your name.

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Questions people also ask

Does anyone hold the gratuity for me?

Nobody in the UAE holds your gratuity for you.

  • Source: u.ae, difc.com, read 3 October 2026

Do you give advice on what to do?

No. We identify where a pension is likely held and the official route to it, and we name each source with the date we read it. We do not give financial, tax or legal advice.