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Pension question, Singapore

Do foreigners have CPF in Singapore?

For work from 1 January 2003 onward there is no CPF balance to find. Before 1987 contributions were mandatory for all employees, foreigners included, and between 1987 and 2003 voluntary contributions were still possible.

  • Source: cpf.gov.sg, mom.gov.sg, mof.gov.sg, read 3 October 2026

What to do next

  1. Note the years you worked in Singapore, especially any before 2003.
  2. Look for a CPF statement or an SRS account letter among your papers.
  3. Run our free check to see which other countries may hold a pension in your name.

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Tell us where you worked. The free check shows which countries may hold a pension for you, and which can be ruled out and why. No sign in, no charge.

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Questions people also ask

Is there another place to look?

The Supplementary Retirement Scheme is the other place to look, and foreigners could contribute up to $35,700 a year.

  • Source: cpf.gov.sg, mom.gov.sg, mof.gov.sg, read 3 October 2026

Do you give advice on what to do?

No. We identify where a pension is likely held and the official route to it, and we name each source with the date we read it. We do not give financial, tax or legal advice.