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Pension questions

Singapore pension questions

These are the questions people search about a pension left in Singapore. Each page answers its question in the first two sentences, and we show those two sentences below, read from the official source with the date we read it. We identify where a pension is likely held and the route to it. We do not give advice.

English

  • Do foreigners have CPF in Singapore?

    For work from 1 January 2003 onward there is no CPF balance to find. Before 1987 contributions were mandatory for all employees, foreigners included, and between 1987 and 2003 voluntary contributions were still possible.

    • Source: cpf.gov.sg, mom.gov.sg, mof.gov.sg, read 3 October 2026

  • Can I withdraw my CPF if I give up my PR?

    CPF Board states that for renunciation on or after 1 April 2024, the member may close their own CPF account and transfer the savings to their bank account once renunciation is completed; otherwise the account will be automatically closed in the following month. The savings can still be transferred to a bank account at any time.

    • Source: cpf.gov.sg, read 1 September 2026
    • Source: cpf.gov.sg, read 1 September 2026

  • How do I withdraw CPF from overseas?

    CPF Board states that a member outside Singapore who does not have Singpass must have their documents witnessed and certified true either by an official from a Singapore Overseas Mission, with the official seal or stamp affixed, or, in Apostille Convention countries, first witnessed and certified true by a Notary Public and then certified by the country's designated Competent Authority via an apostille certificate. The average processing time for such an application is stated to be about 12 weeks.

    • Source: cpf.gov.sg, read 1 September 2026

  • Can I log in to my CPF account with Singpass from overseas?

    CPF tells former members to log in to my cpf digital services while you still have access to your Singpass account, which concedes in its own sentence that the access is temporary. Singpass registration is open to Singapore Citizens, Permanent Residents and holders of a Foreign Identification Number, so the credential is tied to a status the former employee no longer holds.

    • Source: cpf.gov.sg, singpass.gov.sg, read 3 October 2026

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