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Pension questions

Bulgaria pension questions

These are the questions people search about a pension left in Bulgaria. Each page answers its question in the first two sentences, and we show those two sentences below, read from the official source with the date we read it. We identify where a pension is likely held and the route to it. We do not give advice.

English

  • Can I get a Bulgarian pension with fewer insurance years?

    For 2026 a woman needs age 62 years 6 months and an insurance period of 36 years 10 months, a man 64 years 9 months and 39 years 10 months. Short of that, the entitlement arrives at 67 with at least 15 years of actual insurance period, and it is then a pension with an incomplete insurance period, paid at a set fraction of the minimum.

    • Source: nssi.bg, fsc.bg, read 4 October 2026
  • When should I apply for a Bulgarian pension?

    An application with the required documents submitted within two months of the date the right was acquired brings the pension from that date. Submitted later, it runs only from the date of submission, and the intervening months are gone.

    • Source: nssi.bg, read 4 October 2026
  • How is an NSSI PIK code issued?

    The PIK itself is handed over in person at an NSSI territorial division against a Bulgarian identity card. NSSI's own page states that requests for a PIK sent by post are not processed and that issued PIK certificates are not sent by post.

    • Source: nssi.bg, read 4 October 2026
  • What is the minimum Bulgarian pension in 2026?

    The minimum is 322.37 euro from 1 January 2026 and 347.51 euro from 1 July 2026. Nothing in the Bulgarian system starts without that application.

    • Source: nssi.bg, fsc.bg, read 4 October 2026
    • Source: nssi.bg, read 4 October 2026

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