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Pension questions

Malaysia pension questions

These are the questions people search about a pension left in Malaysia. Each page answers its question in the first two sentences, and we show those two sentences below, read from the official source with the date we read it. We identify where a pension is likely held and the route to it. We do not give advice.

English

  • How do I withdraw my EPF when leaving Malaysia?

    The EPF pays only on an application, and the Leaving Country route lists its channels as self-service terminals and EPF offices in Malaysia, with no online submission through i-Akaun for this type. The EPF says expatriates should apply two months before a work pass expires or a contract ends, which for most people abroad is long past.

    • Source: kwsp.gov.my, read 3 October 2026

  • Do foreign workers have EPF in Malaysia?

    If you worked in Malaysia and your employer registered you with the EPF, the balance is still yours and there is no minimum service period: the eligibility test the fund publishes is simply that you have savings with it. Non-Malaysian citizens who joined later sat at 2 per cent and 2 per cent, which became compulsory from the October 2025 salary.

    • Source: kwsp.gov.my, read 3 October 2026

  • What happens to my EPF savings after three years without contributions?

    A non citizen member's EPF account, registered on or after 1 August 1998, is transferred out of the EPF once no contribution has been credited to it for three years. The fund also states that savings in this position are moved out to the Accountant General's Department under section 70H, and that anything after that is handled with that department and not with the EPF.

    • Source: kwsp.gov.my, read 1 September 2026
    • Source: kwsp.gov.my, read 3 October 2026

  • How do I check my EPF balance from abroad?

    EPF KWSP i-Akaun: Check EPF balance, contribution history, and account statements. i-Akaun registration meanwhile wants a selfie and a one-time code sent to the phone number the fund already holds for you.

    • Source: kwsp.gov.my, read 6 September 2026
    • Source: kwsp.gov.my, read 3 October 2026

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